St. Clair County property record for 1040 Flora Lake Ct, Shiloh, IL 62221
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,804 sqft · built 2004 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,000 (Nov 2004) |
| Tax Bill | $3,408 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer |
| APN | 08-01-0-202-055 |
| Primary APN | 08-01-0-202-055 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Basement Area | 1,804 sqft |
| Finished Basement | 1,804 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 276 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|
| Street Address | 1040 FLORA LAKE CT |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62221-8315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH VALLEY LAKE EST2ND ADD LOT/SEC-129 DOC A01875751 |
| Legal Subdivision | HIGH VALLEY LAKE EST2ND ADD |
| Legal Block | 202 |
| Legal Lot Number | 129 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 503324 |
1040 Flora Lake Ct is owned and occupied by two individuals who acquired it in March 2024.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 FLORA LAKE CT, BELLEVILLE, IL 62221-8315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2004 · Amount on File |
| Deed Sale | Nov 4, 2004 · Amount on File |
| Deed Document Number | 20041875751 |
| Deed Book / Page | 4103 / 2283 |
| Last Transfer Date | Mar 12, 2024 |
| Transfer Doc | 0002808065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 20, 2024 |
| Property Address | 1040 FLORA LAKE CT, SHILOH, IL 62221-8315 |
| Document Number | 0A02808065 |
| Map Reference | MB 103 PG 24&25 |
| Instrument Date | Mar 12, 2024 |
| Instrument | A02808065 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 FLORA LAKE CT, SHILOH, IL 62221-8315 |
The 2025 property tax bill for 1040 Flora Lake Ct was $3,408 with exemptions applied.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Municipality | Shiloh Village |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Elementary School District | Whiteside School District 115 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,408.00 | $117,075 Land $17,719 Building $99,356 | $351,225 Land $53,157 Building $298,068 |
| 2022 | $84,262 Land $14,353 Building $69,909 | $252,786 Land $43,059 Building $209,727 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1040 Flora Lake Ct; there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Flora Lake Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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