1040 Fairway Dr, Atwater, CA 95301 Property Records

Merced County property record for 1040 Fairway Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,553 sqft · built 2000
Lot Size	0.14 acres (6,084 sqft)
Owner	Company Name on Record
Last Sale	$190,500 (Sep 2014)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-301-011-000`

Property Details

APN / Parcel Number

Primary APN	`004-301-011-000`
Alternative APN	`004-301-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,084 sqft (0.14 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-301-011
Street Address	1040 FAIRWAY DR
City	ATWATER
State	CA
Zip	95301-4584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD9
Legal Description	FAIRWAY EST UNIT #3 LOT 75
Legal Subdivision	FAIRWAY ESTATE
Legal Lot Number	75
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2006
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 FAIRWAY DR, ATWATER, CA 95301-4584
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISTAR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2014 · Amount on Record
Deed Sale	Sep 24, 2014 · Amount on Record
Prior Sale	Aug 30, 2011 · Amount on Record
Deed Document Number	201429542
Last Transfer Date	May 14, 2024
Transfer Doc	0000011244
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1040 FAIRWAY DR, ATWATER, CA 95301-4584
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 FAIRWAY DR, ATWATER, CA 95301-4584

Mortgage

Document Number	0000048276
Date	Oct 27, 2021
Instrument	2021048276

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 7, 2020
Property Address	1040 FAIRWAY DR, ATWATER, CA 95301-4584
Document Number	0000022386
Map Reference	MB 50 PG 26-29
Instrument Date	Jun 12, 2020
Instrument	2020022386
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1040 FAIRWAY DR, ATWATER, CA 95301-4584

Mortgage

Document Number	0000022387
Date	Jul 7, 2020
Instrument	2020022387

Lender

Name	AMERISTAR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$233,520 (+2%) Land $42,900 Building $190,620
2025	$2,454.00 (+5.23%) Homeowner's exemption	$228,942 (+4.04%) Land $42,059 Building $186,883
2023	$2,332.00 (+1.13%) Homeowner's exemption	$220,054 Land $40,427 Building $179,627
2022	$2,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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