1040 Fairplain Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1040 Fairplain Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Commercial
Details	16,181 sqft · built 1999
Lot Size	16.8 acres (731,808 sqft)
Owner	Company Name on File
Tax Bill	$41,670 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-2390-0003-00-4`

Property Details

APN / Parcel Number

Primary APN	`03-2390-0003-00-4`
Alternative APN	`11-03-2390-0003-00-4`

Interior

Stories	1 Story
Building Area	16,181 sqft Building Perimeter

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	731,808 sqft (16.8 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 FAIRPLAIN DR
City	BENTON HARBOR
State	MI
Zip	49022-5799
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	D1 COMM
Legal Description	UNIT E-3 FAIRPLAIN PLAZA - SOUTH LIBER 112 PAGE 1 SECOND AMENDMENT LIBER 112 PAGE 56
Legal Subdivision	FAIRPLAIN PLAZA NORTH
Legal Unit	E-3
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3033
Census Tract	2100

Owner

1040 Fairplain Dr, a commercial property, is owned by a company that acquired it in November 2022.

Source: Berrien County records, as of October 2, 2026

Owner of Record	Company Name on File
Mailing Address	911 E COUNTY LINE RD, 206, LAKEWOOD, NJ 08701-2069
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BARCLAYS CAPITAL R/E
Dec 8, 2022	Ground Lease, Transfer · Commercial Mortgage FIRST TECHNOLOGY FEDERAL CU
Dec 2, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2006
Deed Sale	Jun 1, 2006
Deed Book / Page	2715 / 992
Last Transfer Date	Nov 9, 2022
Transfer Doc	0000367780
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 16, 2026
Property Address	1040 FAIRPLAIN DR, BENTON HARBOR, MI 49022-5799
Document Number	0000458615
Book / Page	3475 / 359
Instrument Date	Apr 13, 2026
Instrument	2026458615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000458615,
Date	Apr 16, 2026
Book Page	3475/359
Instrument	2026458615

Lender

Name	BARCLAYS CAPITAL R/E

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 6, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Ground Lease, Transfer

Document Type	Ground Lease
Jurisdiction	BERRIEN MI
Recording Date	Dec 8, 2022
Property Address	1040 FAIRPLAIN DR, BENTON HARBOR, MI 49022-5799
Document Number	03394/1352
Book / Page	3394 / 1352
Map Reference	LB 111 PG 98
Instrument Date	Nov 8, 2022
Instrument	2022368959
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 TANYTOWN ROAD #15261526, 15261526, WHITE PLAINS, NY 10607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 E 58TH ST APT 3C, 3C, NEW YORK, NY 10022-2349

Mortgage

Document Number	0033941359
Date	Dec 8, 2022
Instrument	3394-1359

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 2, 2022
Property Address	1040 FAIRPLAIN DR, BENTON HARBOR, MI 49022-5799
Document Number	03393/2920
Book / Page	3393 / 2920
Map Reference	LB 111 PG 1-46
Instrument Date	Nov 4, 2022
Instrument	2022368518
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38500 WOODWARD AVE STE 200, 200, BLOOMFIELD HILLS, MI 48304-5049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 TARRYTOWN RD # 1526, 1526, WHITE PLAINS, NY 10607-1313
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Fairplain Dr was $41,670, up 4.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,700 (-4.76%)	$1,499,400 (-4.76%)
2025	$41,670.00 (+4.29%)	$787,200	$1,574,400
2024	$39,955.00
2023		$763,800	$1,527,600
2022	$9,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Fairplain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Fairplain Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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