1040 Evergreen Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1040 Evergreen Ave, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 2015
Lot Size	0.147 acres (6,389 sqft)
Owner	Trust Name on File
Last Sale	$561,455 (Dec 2020)
Tax Bill	$10,255 (2026)
Deeds & Mortgages	Mar 2020 Second Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`213-380-530-000`

Property Details

APN / Parcel Number

Primary APN	`213-380-530-000`
Alternative APN	`213-380-53`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	6,389 sqft (0.147 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-380-53
Street Address	1040 EVERGREEN AVE
City	LATHROP
State	CA
Zip	95330-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT 213-310-22/PT TO 380-67 RIVER ISLANDS VIL
Legal Subdivision	RIVER ISLANDS VILLAGE C4
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1085
Census Tract	5214

Owner

1040 Evergreen Ave is owner-occupied and held in a trust since December 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1040 EVERGREEN AVE, LATHROP, CA 95330-8582
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 28, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Dec 17, 2015 · Amount on File
Deed Document Number	2020183391
Prior Transfer Date	Nov 3, 2015
Prior Transfer Doc	0000148684
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1040 EVERGREEN AVE, LATHROP, CA 95330-8582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037718
Date	Mar 26, 2020
Instrument	2020-037718

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 26, 2040

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 28, 2020
Property Address	1040 EVERGREEN AVE, LATHROP, CA 95330-8582
Document Number	0000183391
Instrument Date	Dec 20, 2020
Instrument	183391
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$618.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1040 EVERGREEN AVE LATHROP CA 953308582, LATHROP, CA 95330-8582

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1040 EVERGREEN AVE, LATHROP, CA 95330-8582
Document Number	0000090462
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 EVERGREEN AVE LATHROP CA 953308582, LATHROP, CA 95330-8582

Mortgage

Document Number	0000090462
Date	Jul 27, 2020
Instrument	90462

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Evergreen Ave was $10,255 with a homeowner's exemption, up 1.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,255.00 (+1.82%)
2025	$10,072.00 Homeowner's exemption	$607,728 Land $129,890 Building $477,838
2023	$9,617.00 (+2.03%) Homeowner's exemption	$584,132 Land $124,848 Building $459,284	$640,260
2022	$9,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Evergreen Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Evergreen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

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