McHenry County property record for 1040 Estancia Ln, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3,451 sqft · built 2002 |
| Lot Size | 0.416 acres (18,159 sqft) |
| Owner | Individual Name on File |
| Last Sale | $457,000 (Jun 2021) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-451-003 |
| Primary APN | 18-36-451-003 |
|---|
| Building Area | 3,451 sqft |
|---|---|
| Gross Area | 5,579 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Lot Area | 18,159 sqft |
| Garage Area | 602 sqft |
| Porch | Porch |
| Porch Area | 44 sqft |
| Patio Area | 526 sqft |
| Cooling System | Central |
|---|
| Street Address | 1040 ESTANCIA LN |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0035265 LT 23 THE COVE UNIT II PHASE I MEMO: KALANZI, IRENE KABWAMA/NICHOLAS NASH |
| Legal Range | 07E |
| Legal Township | 43N |
| Legal Section | 36 |
| Legal Subdivision | COVE 02 PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 23 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 871107 |
1040 Estancia Ln is owned and occupied by an individual who bought it in June 2021.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1040 ESTANCIA LN, ALGONQUIN, IL 60102-6316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Prior Sale | Jan 4, 2011 |
| Deed Document Number | 2021R0035265 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 29, 2021 |
| Property Address | 1040 ESTANCIA LN, ALGONQUIN, IL 60102-6316 |
| Document Number | 0000035265 |
| Map Reference | DOC 2000R0046803 |
| Instrument Date | Jun 13, 2021 |
| Instrument | 2021R0035265 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $457.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 ESTANCIA LN, 1040, ALGONQUIN, IL 60102-6316 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1040 ESTANCIA LN, ALGONQUIN, IL 60102-6316 |
| Document Number | 0000035266 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021R0035266 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $144,295 Land $14,480 Building $129,815 | $432,885 Land $43,440 Building $389,445 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 Estancia Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 Estancia Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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