1040 Enclave Cir, Long Beach, MS 39560 Property Records

Harrison County property record for 1040 Enclave Cir, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	2,293 sqft · built 2023
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2024)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0511P-01-043.053`

Property Details

APN / Parcel Number

Primary APN	`0511P-01-043.053`

Interior

Building Area	2,293 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1040 ENCLAVE CIR
City	LONG BEACH
State	MS
Zip	39560-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 THE ENCLAVE SUB PH 2
Legal Subdivision	ENCLAVE SUB PH 2, THE
Legal Phase	2
Legal Lot Number	51
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2007
Census Tract	3106

Owner

1040 Enclave Cir is owned by an individual who bought it in April 2024.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6430 CODY CV, OLIVE BRANCH, MS 38654-1948
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Deed Document Number	2024-0006208-D-J1
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Apr 4, 2024
Property Address	1040 ENCLAVE CIR, LONG BEACH, MS 39560-1387
Document Number	20240006208DJ1
Map Reference	MB 61 PG 18&19
Instrument Date	Mar 29, 2024
Instrument	2024-0006208-D-J1
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 ENCLAVE CIR, LONG BEACH, MS 39560-1387

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6430 CODY CV, OLIVE BRANCH, MS 38654-1948

Mortgage

Document Number	20240006209TJ1
Date	Apr 4, 2024
Instrument	2024-0006209-T-J1

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Enclave Cir was $5,053, up 10.5% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Long Beach City
Unified School District	Long Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,053.00 (+10.52%)	$32,301	$215,341 Land $40,000 Building $175,341
2024	$4,572.00 (+1,129.03%)
2023	$372.00	$2,400	$16,000 Land $16,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1040 Enclave Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Enclave Cir is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 91% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTTER WATER SERVICE-MAGNOLIA SPRINGS private · serves 1,201 people · EPA ID MS0240271
Water Source	Purchased groundwater from HCUA-WEST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect, Verizon.

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