1040 Emery Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1040 Emery Dr, Fort Wright, KY 41011

Property Summary

Property Type	Landominium
Details	2 bd · 1.5 ba · 1,190 sqft · built 1984
Lot Size	0.01 acres (436 sqft)
Owner	2 Trust Names on File
Last Sale	$58,500 (Oct 1995)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`041-40-00-029.05`

Property Details

APN / Parcel Number

Primary APN	`041-40-00-029.05`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,190 sqft Finished Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1040 EMERY DR
City	FT WRIGHT
State	KY
Zip	41011-4046
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	STONEHILL TOWNHOUSES SEC 1 LOT 1E
Legal Subdivision	STONEHILL TOWNHOUSES
Legal Phase	1
Legal Lot Number	1E
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	65200

Owner

1040 Emery Dr, a landominium, is owner-occupied and held in a trust since December 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1040 EMERY DR, FT WRIGHT, KY 41011-4046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 1995 · Amount on File
Deed Sale	Oct 4, 1995 · Amount on File
Last Transfer Date	Dec 30, 2019
Transfer Doc	0000000058
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 17, 2020
Property Address	1040 EMERY DR, FT WRIGHT, KY 41011-4046
Document Number	0000000058
Book / Page	000002 / 000956
Instrument Date	Dec 30, 2019
Instrument	58
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1040 EMERY DR FORT WRIGHT KY 410114046, FORT WRIGHT, KY 41011-4046

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Emery Dr was $1,141.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,200 (-) Land $20,000 Building $95,200	$115,200 (-) Land $20,000 Building $95,200
2025	$1,141.00	$115,200 Land $20,000 Building $95,200	$115,200 Land $20,000 Building $95,200
2023	$879.00	$82,500 Land $10,000 Building $72,500	$82,500 Land $10,000 Building $72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Emery Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Emery Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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