Glades County property record for 1040 Elm St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,512 sqft · built 1976 |
| Lot Size | 0.341 acres (14,853 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Mar 2021) |
| Tax Bill | $4,506 (2025) |
| Deeds & Mortgages | Mar 2021 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | S36-38-34-004-0000-0320 |
| Primary APN | S36-38-34-004-0000-0320 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,185 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,853 sqft (0.341 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 2,048 sqft |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1040 ELM ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-0250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 + S 31.49 FT OF LOT 33 BUCKHEAD RIDGE PARK REPLAT GC PB 3 PG 29 |
| Legal Range | 34 |
| Legal Township | 38 |
| Legal Section | 35 |
| Legal Subdivision | BUCKHEAD RIDGE PARK |
| Legal Lot Number | 32,33 |
| Jurisdiction | GLADES FL |
| Township / Civil Division | NORTHEAST GLADES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 100 |
Source: Glades County records · APN S36-38-34-004-0000-0320
Assessment roll updated November 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 ELM ST, OKEECHOBEE, FL 34974-0250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on Record |
| Deed Sale | Mar 11, 2021 · Amount on Record |
| Prior Sale | Jul 10, 2015 · Amount on Record |
| Deed Document Number | 2021717 |
| Deed Book / Page | 368 / 251 |
| Prior Transfer Date | Dec 20, 2016 |
| Prior Transfer Doc | 0022002702 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLADES FL |
| Recording Date | Mar 11, 2021 |
| Property Address | 1040 ELM ST, OKEECHOBEE, FL 34974-0250 |
| Document Number | 0022000717 |
| Book / Page | 368 / 251 |
| Map Reference | MB 3 PG 29 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 202122000717 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1650 YAHNER ST SE, 1650, PALM BAY, FL 32909-5629 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1040 ELM ST, OKEECHOBEE, FL 34974-0250 |
Source: Glades County records · Assessment roll updated November 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Glades County |
| Unified School District | Glades County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,506.00 (+3.97%) Homeowner's exemption Senior Citizen's exemption | $291,408 (+2.9%) | $308,160 (-11.82%) Land $90,450 Building $217,710 |
| 2024 | $4,334.00 (+2.68%) Homeowner's exemption Senior Citizen's exemption | $283,195 (+3%) | $349,452 (+17.86%) Land $95,426 Building $254,026 |
| 2023 | $4,221.00 (+3.43%) Homeowner's exemption Senior Citizen's exemption | $274,947 (+3%) | $296,493 (+11.07%) Land $79,522 Building $216,971 |
| 2022 | $4,081.00 Homeowner's exemption Senior Citizen's exemption | $266,939 | $266,939 Land $75,735 Building $191,204 |
Source: FEMA National Flood Hazard Layer as of February 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 17 (2004–2012) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Aug 2012 · Hurricane Isaac |
| Claims by Event |
|
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures