Pinellas County property record for 1040 Eldorado Ave, Clearwater Beach, FL 33767
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 5,074 sqft · built 2009 |
| Lot Size | 0.164 acres (7,131 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,330,000 (Apr 2012) |
| Tax Bill | $81,815 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-744-4720-2 |
| Primary APN | C62-000-744-4720-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 5,074 sqft Living Area |
| Gross Area | 8,587 sqft |
| 1st Floor Area | 2,517 sqft |
| Upper Floors Area | 2,556 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,131 sqft (0.164 acres) |
| Lot Dimensions | 126 ft deep x 57 ft wide |
| View / Lot | Gulf |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,671 sqft |
| Deck Area | 265 sqft |
| Patio Area | 240 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R45607 |
|---|---|
| Street Address | 1040 ELDORADO AVE |
| City | CLEARWATER BEACH |
| State | FL |
| Zip | 33767-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDALAY SUB BLK 69, LOT 16 & RIP RTS (LYING IN SEC S 32-28-15) |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 5 |
| Legal Subdivision | MANDALAY SUB |
| Legal Tract | 54666 |
| Legal Block | 69 |
| Legal Lot Number | 16 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 26004 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 127, SARASOTA, FL 34230-0127 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2012 · Amount on Record |
| Deed Sale | Apr 27, 2012 · Amount on Record |
| Prior Sale | Dec 28, 2010 · Amount on Record |
| Deed Document Number | 2012120630 |
| Deed Book / Page | 17563 / 2381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1040 ELDORADO AVE, CLEARWATER, FL 33767-1023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1040 ELDORADO AVE, CLEARWATER, FL 33767-1023 |
| Document Number | 0226200312 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 22620/312 |
| Instrument | 2023289064 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.49% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.4% |
| Max Rate | 12.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 1040 ELDORADO AVE, CLEARWATER, FL 33767-1023 |
| Document Number | 0198902049 |
| Book / Page | 019890 / 002049 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 393682 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 1708 DUNEDIN FL 346971708, DUNEDIN, FL 34697-1708 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,815.00 (+6.8%) Homeowner's exemption | $4,270,087 (+6.31%) | $8,934,772 (+16.06%) Land $6,899,247 Building $2,035,525 |
| 2023 | $76,607.00 (+2.42%) Homeowner's exemption | $4,016,513 (+3%) | $7,698,396 (+10.4%) Land $6,054,476 Building $1,643,920 |
| 2022 | $74,799.00 Homeowner's exemption | $3,899,527 | $6,973,072 Land $5,529,942 Building $1,443,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 347 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 758 units insured incl. 411 condo units |
| Nearby Flood Claims | 439 (1985–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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