1040 Echo Dr, Pensacola, FL 32514 Property Records

Escambia County property record for 1040 Echo Dr, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,103 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Dec 2013)
Tax Bill	$1,163 (2024)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-1S-30-2101-230-006`

Property Details

APN / Parcel Number

Primary APN	`20-1S-30-2101-230-006`
Alternative APNs	`022917000` `22917000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,103 sqft Adjusted Area
1st Floor Area	954 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Width	75 ft Width
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	22917000
Old Parcel Number	022917000
Street Address	1040 ECHO DR
City	PENSACOLA
State	FL
Zip	32514-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	BEG AT INTER OF S LI OF OLIVE RD AND E LI OF SEC N 89 DEG 32 MIN W ALG S LI OF RD 2251 39/100 FT S 6 DEG 53 MIN W 566 FT S 83
Legal Range	30W
Legal Township	01S
Legal Section	20
Legal Subdivision	SUBDIVISION NUMBER: 2101
Legal Block	6
Legal Lot Number	23
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1001
Census Tract	3510

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 ECHO DR, PENSACOLA, FL 32514-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2013 · Amount on Record
Deed Sale	Dec 31, 2013 · Amount on Record
Prior Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	0071201410
Deed Book / Page	007120 / 001410
Last Transfer Date	Oct 31, 2022
Transfer Doc	0088811903
Record Updated	Jun 8, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 31, 2022
Property Address	1040 ECHO DR, PENSACOLA, FL 32514-4801
Document Number	0088811903
Book / Page	8881 / 1903
Instrument Date	Oct 6, 2022
Instrument	2022106423
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 D ECHO DR, 104, PENSACOLA, FL 32514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 ECHO DR, PENSACOLA, FL 32514-4801

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,954 (+8.64%)	$80,954 (+8.64%) Land $13,200 Building $67,754
2024	$1,163.00 (+4.49%)
2023	$1,113.00 (+38.09%)	$74,519 (+15.21%)	$74,519 (+15.21%) Land $11,000 Building $63,519
2022	$806.00	$64,679	$64,679 Land $8,000 Building $56,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20