Duval County property record for 1040 E Union St, Jacksonville, FL 32206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 2009 |
| Lot Size | 0.114 acres (4,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,800 (Oct 2006) |
| Tax Bill | $1,874 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122441-0000 |
| Primary APN | 122441-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,057 sqft |
| 1st Floor Area | 805 sqft |
| Upper Floors Area | 769 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,969 sqft (0.114 acres) |
| Lot Dimensions | 105 ft deep x 47.4 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1040 E UNION ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32206-5750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD-A |
| Legal Description | Q-443 18-2S-27E .107 OAKLAND E1/2 LOT 137(EX PT RECD O/R 14272-1445) BLK 21 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | OAKLAND |
| Legal Block | 21 |
| Legal Lot Number | 137 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 17400 |
Source: Duval County records · APN 122441-0000
Assessment roll updated June 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 E UNION ST, JACKSONVILLE, FL 32206-5750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage CITY OF JACKSONVILLE |
| Jul 01, 2019 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Jun 01, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2006 · Amount on Record |
| Deed Sale | Oct 17, 2006 · Amount on Record |
| Prior Sale | Sep 06, 2005 · Amount on Record |
| Deed Document Number | 2006362924 |
| Deed Book / Page | 13587 / 1431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1040 E UNION ST, JACKSONVILLE, FL 32206-5750 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1040 E UNION ST, JACKSONVILLE, FL 32206-5750 |
| Document Number | 0208832115 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 20883/2115 |
| Instrument | 2023245830 |
| Name | CITY OF JACKSONVILLE |
|---|---|
| Type | Government Agency |
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 29, 2028 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1040 E UNION ST, JACKSONVILLE, FL 32206-5750 |
| Document Number | 0188472011 |
| Instrument Date | Jul 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1040 E UNION ST JACKSONVILLE FL 322065750, JACKSONVILLE, FL 32206-5750 |
| Document Number | 0188472011 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 018847/002011 |
| Instrument | 153141 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1040 E UNION ST, JACKSONVILLE, FL 32206-5750 |
| Document Number | 0188472020 |
| Instrument Date | Jun 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1040 E UNION ST JACKSONVILLE FL 322065750, JACKSONVILLE, FL 32206-5750 |
| Document Number | 0188472020 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 018847/002020 |
| Instrument | 153142 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,137 (+2.04%) Land $16,004 Building $102,133 | $118,137 (+2.04%) Land $16,004 Building $102,133 | |
| 2025 | $1,874.00 (+8.64%) Homeowner's exemption | $115,780 (-1.92%) Land $16,004 Building $99,776 | $115,780 (-1.92%) Land $16,004 Building $99,776 |
| 2024 | $1,725.00 (-25.03%) | ||
| 2023 | $2,301.00 (+34.88%) | $118,041 (+9.65%) Land $13,017 Building $105,024 | $118,041 (+9.65%) Land $13,017 Building $105,024 |
| 2022 | $1,706.00 | $107,650 Land $9,389 Building $98,261 | $107,650 Land $9,389 Building $98,261 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Eastside Historic District listed 2023 · 678 contributing resources · NRIS 100009081 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 492 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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