1040 E Summer St, Paxton, IL 60957 Property Records

Ford County property record for 1040 E Summer St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Lot Size	0.442 acres (19,268 sqft)
Owner	Individual Name on File
Last Sale	$13,500 (Nov 2019)
Tax Bill	$838 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-426-003`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-426-003`

Exterior

Lot Area	19,268 sqft (0.442 acres)
Garage Type	Detached
Garage Area	720 sqft

Location & Zoning

Street Address	1040 E SUMMER ST
City	PAXTON
State	IL
Zip	60957-1863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 52' LOT 7 & W 38' LOT 6 BLK 2 KURTZ 1ST SUB-DIV IRREG
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	KURTZ 1ST SUB-DIV
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4032
Census Tract	961800

Owner

Source: Ford County assessment roll, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1107 PARK TER, PAXTON, IL 60957-1824
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FREDERICK COMMUNITY BANK
Feb 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	2019272178
Prior Transfer Date	Jul 12, 2005
Prior Transfer Doc	233333
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Nov 25, 2019
Property Address	1040 E SUMMER ST, PAXTON, IL 60957-1863
Document Number	272178
Map Reference	BK 161 PG 39
Instrument Date	Nov 22, 2019
Instrument	272178
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	548 S FALL ST, 548, PAXTON, IL 60957-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 PARK TER, PAXTON, IL 60957-1824

Mortgage

Document Number	0000272179
Date	Nov 25, 2019
Instrument	272179

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 22, 2024

Interest

Rate Type	Fixed Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORD IL
Recording Date	Feb 7, 2017
Property Address	1040 E SUMMER ST, PAXTON, IL 60957-1863
Document Number	265933
Map Reference	BK 161 PG 39
Instrument Date	Feb 7, 2017
Instrument	265933
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Tax	$18.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 S FALL ST, PAXTON, IL 60957-1812

Tax Assessment & Valuation

Source: Ford County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$838.00 (+355.43%)	$8,870 (+12.99%) Land $4,550 Building $4,320	$26,610 (+12.99%) Land $13,650 Building $12,960
2022	$184.00	$7,850 Land $4,030 Building $3,820	$23,550 Land $12,090 Building $11,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group.

Cell Coverage

5G (outdoors only) and 4G LTE

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