Delaware County property record for 1040 E State St, Albany, IN 47320 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,519 sqft · built 1969 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,250 (Jan 2026) |
| Tax Bill | $1,667 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-08-01-252-014.000-005 |
| Primary APN | 18-08-01-252-014.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,519 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 2,000 ft deep x 1,170 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 08 01 252 014 000 |
|---|---|
| Street Address | 1040 E STATE ST |
| City | ALBANY |
| State | IN |
| Zip | 47320-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW COR FRAC NE QTR 0.5300ACRES STR: 012111 IN: OUT: |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | DELAWARE |
| Census Block Group | 6 |
| Census Block | 6023 |
| Census Tract | 2700 |
Source: Delaware County records · APN 18-08-01-252-014.000-005
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 21, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SVCS |
| Sep 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jul 18, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Sep 02, 2020 · Amount on Record |
| Deed Document Number | 20261080 |
| Prior Transfer Date | Jan 10, 2026 |
| Prior Transfer Doc | 2026R01080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Jan 21, 2026 |
| Property Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
| Document Number | 2026R01080 |
| Instrument Date | Jan 10, 2026 |
| Instrument | 2026R01080 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
| Name | Verified Name |
|---|---|
| Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
| Document Number | 2026R01081 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026R01081 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Sep 02, 2020 |
| Property Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
| Document Number | 2020R11545 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020R11545 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
| Document Number | 2020R11546 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 2020R11546 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Jul 18, 2018 |
| Property Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
| Document Number | 2018R08991 |
| Instrument Date | Mar 02, 2018 |
| Instrument | 2018R08991 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 E STATE ST, ALBANY, IN 47320-1352 |
Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Albany Town |
| County | Delaware County |
| County Subdivision | Delaware Township |
| Unified School District | Delaware Community School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 (+9.17%) | $186,300 (+22.24%) Land $19,500 Building $166,800 | $186,300 (+22.24%) Land $19,500 Building $166,800 |
| 2024 | $1,527.00 (+0.59%) | ||
| 2023 | $1,518.00 (-2.38%) | $152,400 (-1.99%) Land $18,600 Building $133,800 | $152,400 (-1.99%) Land $18,600 Building $133,800 |
| 2022 | $1,555.00 (+11.15%) Homeowner's exemption | $155,500 Land $18,600 Building $136,900 | $155,500 Land $18,600 Building $136,900 |
| 2021 | $1,399.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 36% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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