1040 E Schaaf Rd, Brooklyn Heights (Independence), OH 44131 Property Records

Cuyahoga County property record for 1040 E Schaaf Rd, Brooklyn Heights, OH 44131

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,542 sqft · built 1947
Lot Size0.292 acres (12,750 sqft)
OwnerIndividual Name on File
Last Sale$262,000 (Apr 2022)
Tax Bill$4,430 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN531-11-004

Property Details

APN / Parcel Number

Primary APN531-11-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,542 sqft Living Area
1st Floor Area1,028 sqft
2nd Floor Area514 sqft
Basement Area1,028 sqft
Finished Basement514 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,750 sqft (0.292 acres)
Lot Dimensions170 ft deep x 75 ft wide
Garage TypeAttached
Garage Area340 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area96 sqft
Deck Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address1040 E SCHAAF RD
CityBROOKLYN HEIGHTS
StateOH
Zip44131-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal Description1-3 EP 1036.31FT WP
Legal SubdivisionINDEPENDENCE #1
Legal Tract1
Legal Lot Number1
JurisdictionCUYAHOGA OH
Township / Civil DivisionBROOKLYN HEIGHTS
Census Block Group1
Census Block1004
Census Tract192300

Owner

1040 E Schaaf Rd is owned and occupied by an individual who bought it in April 2022.

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1040 E SCHAAF RD, INDEPENDENCE, OH 44131-1222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 12, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2022 · Amount on File
Deed SaleApr 14, 2022 · Amount on File
Prior SaleOct 3, 2013 · Amount on File
Deed Document Number202204140182
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateApr 14, 2022
Property Address1040 E SCHAAF RD, BROOKLYN HEIGHTS, OH 44131-1222
Document Number0000000182
Instrument DateApr 8, 2022
Instrument202204140182
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number0000000183
DateApr 14, 2022
Instrument202204140183
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address1040 E SCHAAF RD, BROOKLYN HEIGHTS, OH 44131-1222
Document Number0004030439
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 E SCHAAF RD INDEPENDENCE OH 441311222, INDEPENDENCE, OH 44131-1222

Mortgage

Document Number0004030439
DateApr 3, 2020
Instrument4030439
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 2, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1040 E Schaaf Rd was $4,430 with a homeowner's exemption, up 3.1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBrooklyn Heights Village
Unified School DistrictCuyahoga Heights Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,430.00 (+3.12%) Homeowner's exemption$90,970 (-) Land $12,250 Building $78,720
2024$4,296.00 (+45.68%) Homeowner's exemption$90,970 (+56.84%) Land $12,250 Building $78,720$259,900 Land $35,000 Building $224,900
2023$2,949.00 (+0.82%) Homeowner's exemption$58,000 (-) Land $11,520 Building $46,480
2022$2,925.00 Homeowner's exemption$58,000 Land $11,520 Building $46,480
2021$165,700 Land $32,900 Building $132,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 E Schaaf Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1978–1990)
Most Recent ClaimDec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 E Schaaf Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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