1040 E Osborn Rd, Unit 1401, Phoenix, AZ 85014 Property Records

Maricopa County property record for 1040 E Osborn Rd, Unit 1401, Phoenix, AZ 85014

Property Summary

Property Type	Condominium
Details	4 ba · 2,409 sqft · built 1990
Lot Size	0.005 acres (233 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Mar 2023)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`118-17-398`

Property Details

APN / Parcel Number

Primary APN	`118-17-398`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,409 sqft Living Area
1st Floor Area	2,409 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	233 sqft (0.005 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1040 E OSBORN RD UNIT 1401, 1401
City	PHOENIX
State	AZ
Zip	85014-5273
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-H
Legal Description	CRYSTAL POINT CONDOMINIUM PHASE 1 REPLAT AMD MCR 341-38 UNIT 014A TOG WI AN UNDIV .014812% INT IN THE COMMON ELEMENTS
Legal Range	03E
Legal Township	02N
Legal Section	28
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	CRYSTAL POINT CONDO PHASE 1 REPLAT AMD
Legal Phase	1
Legal Lot Number	14A
Legal Unit	14A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	110600

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	10872 E BAHIA DR, SCOTTSDALE, AZ 85255-9078
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 1, 2018	Deed of Trust, Mortgage · Line of Credit DESERT FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Dec 15, 2011 · Amount on Record
Deed Document Number	20230143621
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 22, 2023
Property Address	1040 E OSBORN RD UNIT 1401, 1401, PHOENIX, AZ 85014-5273
Document Number	0000143621
Map Reference	MB 341 PG 38
Instrument Date	Mar 16, 2023
Instrument	20230143621
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7495 US HIGHWAY 285, MORRISON, CO 80465-8907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10872 E BAHIA DR, SCOTTSDALE, AZ 85255-9078

Mortgage

Document Number	0000143622
Date	Mar 22, 2023
Instrument	20230143622

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1040 E OSBORN RD UNIT 1401, 1401, PHOENIX, AZ 85014-5273
Document Number	0000675743
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8902 E FLORIAN AVE MESA AZ 852082936, MESA, AZ 85208-2936

Mortgage

Document Number	0000675743
Date	Sep 7, 2018
Instrument	675743

Lender

Name	DESERT FIN'L FCU
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Osborn Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,600 (-13.2%)	$656,000 (-13.2%) Land $131,200 Building $524,800
2025	$6,063.00 (+7.88%)
2024		$75,580	$755,800 Land $151,100 Building $604,700
2023	$5,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GeoLinks.

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