1040 E Maple Ave, Miamisburg, OH 45342 Property Records

Montgomery County property record for 1040 E Maple Ave, Miamisburg, OH 45342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1940
Lot Size	0.192 acres (8,377 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2025)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`K46-00222-0056`

Property Details

APN / Parcel Number

Primary APN	`K46-00222-0056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	1,689 sqft
1st Floor Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,377 sqft (0.192 acres)
Lot Dimensions	142 ft deep x 59 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Frame Porch
Porch Area	520 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1040 E MAPLE AVE
City	MIAMISBURG
State	OH
Zip	45342-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	777
Legal Subdivision	CITY OF MIAMISBURG
Legal Lot Number	56
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2024
Census Tract	50401

Owner

Source: Montgomery County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL NW BANK
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Dec 3, 2024	Deed of Trust, Mortgage · Line of Credit WRIGHT PATT CREDIT UNION INC
Nov 20, 2025	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF GERMANTOWN
Jun 27, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	202565943
Prior Transfer Date	Jun 6, 2025
Prior Transfer Doc	0000033627
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 14, 2026
Property Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514
Document Number	0000048291
Instrument Date	Jul 27, 2026
Instrument	202648291
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514

Mortgage

Document Number	0000048291,
Date	Aug 14, 2026
Instrument	202648291

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 20, 2026
Property Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514
Document Number	0000049822
Instrument Date	May 27, 2026
Instrument	202649822
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514

Mortgage

Document Number	0000049822,
Date	Aug 20, 2026
Instrument	202649822

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064904
Date	Dec 3, 2024
Instrument	2024-00064904

Lender

Name	WRIGHT PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 25, 2049

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 20, 2025
Property Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514
Document Number	0000065943
Instrument Date	Nov 10, 2025
Instrument	2025-00065943
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, M&M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514

Mortgage

Document Number	0000065944
Date	Nov 20, 2025
Instrument	2025-00065944

Lender

Name	FIRST NATIONAL BANK OF GERMANTOWN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	397 Months
Due	Dec 1, 2058

Interest

Rate Type	Adjustable Rate

June 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 27, 2025
Property Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514
Document Number	0000033627
Instrument Date	May 21, 2025
Instrument	2025-00033627
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E MAPLE AVE, MIAMISBURG, OH 45342-2514

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Miamisburg City
Unified School District	Miamisburg City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00	$49,180 (-) Land $6,810 Building $42,370	$140,520 (-) Land $19,460 Building $121,060
2024	$3,202.00 (+2.37%)	$49,180 (-) Land $6,810 Building $42,370
2023	$3,128.00 (+124.87%)	$49,180 (+44.01%) Land $6,810 Building $42,370	$140,520 (+43.99%) Land $19,460 Building $121,060
2022	$1,391.00	$34,150 Land $4,730 Building $29,420
2020			$97,590 Land $13,520 Building $84,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMISBURG CITY PWS serves 19,790 people · EPA ID OH5701212
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: altafiber Network Solutions.

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