Erie County and Buffalo City property record for 1040 E Lovejoy St, Buffalo, NY 14206
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 2 ba · 4,480 sqft · built 1905 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jan 2020) |
| Tax Bill | $573 (2026) |
| Deeds & Mortgages | Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 112.41-4-29.2 |
| Primary APN | 140200 112.41-4-29.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 4,480 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| 2nd Floor Area | 2,240 sqft |
| Basement Area | 2,240 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Lot Area | 7,535 sqft (0.173 acres) |
| Lot Dimensions | 156 ft deep x 78.1 ft wide |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 458 sqft |
| Canopy | 180 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09961650 |
|---|---|
| Street Address | 1040 E LOVEJOY ST |
| City | BUFFALO |
| State | NY |
| Zip | 14206-1033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Subdivision | HOLLAND LAND COMPANY S SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 29.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2400 |
1040 E Lovejoy St is owned and occupied by an individual who bought it in January 2020.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 E LOVEJOY ST, BUFFALO, NY 14206-1033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2020 · Amount on File |
| Deed Sale | Jan 7, 2020 · Amount on File |
| Prior Sale | Oct 17, 2017 · Amount on File |
| Deed Document Number | 20204663 |
| Deed Book / Page | 11355 / 2485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 17, 2017 |
| Property Address | 1040 E LOVEJOY ST, BUFFALO, NY 14206-1033 |
| Document Number | 0113202320 |
| Book / Page | 11320 / 2320 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2017209407 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 E LOVEJOY ST, 1040, BUFFALO, NY 14206-1033 |
| Name | Verified Name |
|---|---|
| Address | 1196 BAILEY AVE, BUFFALO, NY 14206-1329 |
The 2026 property tax bill for 1040 E Lovejoy St was $573 with a disabled person's exemption, down 58.7% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573.00 (-58.75%) Disabled Person's exemption | ||
| 2025 | $1,389.00 (-14.42%) | $289,000 (+80.63%) Land $19,000 Building $270,000 | $289,000 (+11.08%) Land $19,000 Building $270,000 |
| 2024 | $1,623.00 (+384.48%) Disabled Person's exemption | $160,000 (-) Land $7,400 Building $152,600 | $260,163 (+13.82%) Land $12,033 Building $248,130 |
| 2023 | $335.00 Disabled Person's exemption | $160,000 (+147.68%) Land $7,400 Building $152,600 | $228,571 (+176.05%) Land $10,571 Building $218,000 |
| 2022 | $64,600 Land $38,600 Building $26,000 | $82,800 Land $49,475 Building $33,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 E Lovejoy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1040 E Lovejoy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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