1040 E Harvard Ave, Fresno, CA 93704 Property Records

Fresno County property record for 1040 E Harvard Ave, Fresno, CA 93704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Feb 2024)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`443-332-01`

Property Details

APN / Parcel Number

Primary APN	`443-332-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	810 sqft Living Area
1st Floor Area	610 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Custom Design
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1040 E HARVARD AVE
City	FRESNO
State	CA
Zip	93704-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	LOT 4 BLK 6 OAKWOOD NO 2 BK 8 PG 82
Legal Subdivision	OAKWOOD #2
Legal Tract	2
Legal Block	6
Legal Lot Number	4
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	5
Census Block	5006
Census Tract	3500

Owner

1040 E Harvard Ave is owned and occupied by an individual who bought it in February 2024.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 E HARVARD AVE, FRESNO, CA 93704-5830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Intrafamily Transfer, Transfer · FHA Mortgage KIND LENDING LLC
Feb 14, 2024	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024 · Amount on File
Deed Sale	Feb 14, 2024 · Amount on File
Prior Sale	Aug 23, 2005 · Amount on File
Deed Document Number	202413370
Prior Transfer Date	Aug 27, 1997
Prior Transfer Doc	0000114814
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Feb 14, 2024
Property Address	1040 E HARVARD AVE, FRESNO, CA 93704-5830
Document Number	0000013369
Map Reference	MB 8 PG 82
Instrument Date	Feb 7, 2024
Instrument	2024-0013369
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E HARVARD AVE, FRESNO, CA 93704-5830

Mortgage

Document Number	0000013371
Date	Feb 14, 2024
Instrument	2024-0013371

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	FRESNO, CA 93711

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Feb 14, 2024
Property Address	1040 E HARVARD AVE, FRESNO, CA 93704-5830
Document Number	0000013370
Map Reference	PL 8 PG 82
Instrument Date	Jan 10, 2024
Instrument	2024-0013370
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E HARVARD AVE, FRESNO, CA 93704-5830

Mortgage

Document Number	0000013372
Date	Feb 14, 2024
Instrument	2024-0013372

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1040 E Harvard Ave was $3,326.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$260,100 (+2%) Land $67,626 Building $192,474
2025	$3,326.00	$255,000 Land $66,300 Building $188,700
2023	$2,599.00 (+3.3%)	$202,500 Land $62,800 Building $139,700
2022	$2,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1040 E Harvard Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1040 E Harvard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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