1040 E Elza Ave, Hazel Park, MI 48030 Property Records

Oakland County property record for 1040 E Elza Ave, Hazel Park, MI 48030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,037 sqft · built 1926
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$101,000 (Apr 2021)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-25-36-335-010`

Property Details

APN / Parcel Number

Primary APN	`28-25-36-335-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	716 sqft
Basement Area	716 sqft
Unfinished Basement	716 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	107 ft deep x 40 ft wide
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1040 E ELZA AVE
City	HAZEL PARK
State	MI
Zip	48030-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 36 RUSSELL WOODS SUB LOT 96
Legal Range	11E
Legal Township	01N
Legal Section	36
Legal Subdivision	RUSSELL WOODS
Legal Lot Number	96
Jurisdiction	OAKLAND MI
Township / Civil Division	HAZEL PARK
Census Block Group	4
Census Block	4011
Census Tract	175200

Owner

1040 E Elza Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 E ELZA AVE, HAZEL PARK, MI 48030-2351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Intrafamily Transfer, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	Apr 10, 2014 · Amount on File
Deed Document Number	2021109815
Deed Book / Page	56127 / 674
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 26, 2021
Property Address	1040 E ELZA AVE, HAZEL PARK, MI 48030-2351
Document Number	0000111449
Book / Page	56138 / 828
Map Reference	LB 30 PG 37
Instrument Date	Apr 23, 2021
Instrument	111449
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 E ELZA AVE, HAZEL PARK, MI 48030-2351
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 23, 2021
Property Address	1040 E ELZA AVE, HAZEL PARK, MI 48030-2351
Document Number	0000109815
Book / Page	56127 / 674
Map Reference	LB 30 PG 37
Instrument Date	Apr 22, 2021
Instrument	109815
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 E ELZA AVE, HAZEL PARK, MI 48030-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30211 WAGNER DR, WARREN, MI 48093-3008

Mortgage

Document Number	0056127675
Date	Apr 23, 2021
Instrument	56127/675

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1040 E Elza Ave was $2,982, up 21% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Hazel Park City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00 (+21.02%)	$42,640	$85,280
2024	$2,464.00
2023		$33,360	$66,720
2021	$1,219.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 E Elza Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 E Elza Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZEL PARK serves 16,400 people · EPA ID MI0003100
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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