1040 E Descent St, Tucson, AZ 85719 Property Records

Pima County property record for 1040 E Descent St, Tucson, AZ 85719

Property Summary

Property Type	Single Family Home
Details	1,765 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$395,000 (Dec 2024)
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`113-04-4840`

Property Details

APN / Parcel Number

Primary APN	`113-04-4840`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,765 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Wood
Roof Material	Tile

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Street Address	1040 E DESCENT ST
City	TUCSON
State	AZ
Zip	85719-0030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN ENCLAVE SQ20200310829 LOT 25
Legal Range	14E
Legal Township	13S
Legal Section	30
Legal Lot Number	25
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	4
Census Block	4003
Census Tract	2602

Owner

Source: Pima County records, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Aug 29, 2022	Special Warranty Deed, Transfer TITLE SECURITY AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	0003660272
Record Updated	Jun 8, 2026

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Aug 29, 2022
Property Address	1040 E DESCENT ST, TUCSON, AZ 85719-0030
Document Number	0002410459
Instrument Date	Jul 12, 2022
Instrument	20222410459
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	TITLE SECURITY AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N BONITA AVE # 105, 105, TUCSON, AZ 85745-2974

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 E DESCENT ST, TUCSON, AZ 85719-0030
Investor	Possibly a Property Investor

Mortgage

Document Number	0002410460
Date	Aug 29, 2022
Instrument	20222410460

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Aug 29, 2022
Property Address	1040 E DESCENT ST, TUCSON, AZ 85719-0030
Document Number	0002410457
Instrument Date	Jul 12, 2022
Instrument	20222410457
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	TITLE SECURITY AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6390 E TANQUE VERDE RD, TUCSON, AZ 85715-3807

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Pima County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Municipality	Tucson City
Unified School District	Amphitheater Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,137 (+9.54%)	$331,372 (+9.54%)
2025	$2,403.00 (+435.19%)
2024		$30,250	$302,500
2023	$449.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUCSON serves 732,906 people · EPA ID AZ0410112
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Simply Bits Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, CenturyLink.

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