Hamilton County property record for 1040 E 5th St, Chattanooga, TN 37403 · Last verified January 2026
| Property Type | High-Rise Apartments |
|---|---|
| Details | 7,168 sqft · built 1940 |
| Lot Size | 0.426 acres (18,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $137,500 (Apr 2017) |
| Tax Bill | $14,534 (2025) |
| Deeds & Mortgages | Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146A N 039 |
| Primary APN | 146A N 039 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,168 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Lot Area | 18,600 sqft (0.426 acres) |
| Lot Dimensions | 120 ft deep x 155 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000071789 |
|---|---|
| Street Address | 1040 E 5TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-2301 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > High-Rise Apartments |
| Legal Description | LTS 19 20&21 WATKINS FORTWOOD ADDN PB1 PG22 CALHOUN TERRACE - 20 UNITS |
| Legal Subdivision | WATKINS FORTWOOD ADD |
| Legal Lot Number | 19,20 20 |
| Legal Unit | 20 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12400 |
Source: Hamilton County records · APN 146A N 039
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 655, COTUIT, MA 02635-0655 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Jul 11, 2018 | Grant Deed, Mortgage · Line of Credit FNB BK |
| Apr 04, 2017 | Warranty Deed, Transfer · Commercial Mortgage FNB BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2017 · Amount on Record |
| Deed Sale | Apr 04, 2017 · Amount on Record |
| Prior Sale | Dec 20, 2012 · Amount on Record |
| Deed Document Number | 2017040400169 |
| Deed Book / Page | 11016 / 365 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1040 E 5TH ST, CHATTANOOGA, TN 37403-2301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 11, 2018 |
| Property Address | 1040 E 5TH ST, CHATTANOOGA, TN 37403-2301 |
| Document Number | 0711000205 |
| Book / Page | 011398 / 000180 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 180711000205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 60 NEWTOWN RD #28 DANBURY CT 068106257, 28, DANBURY, CT 06810-6257 |
| Document Number | 711000205 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 011398/000180 |
| Instrument | 180711000205 |
| Name | FNB BK |
|---|---|
| Type | Bank |
| Address | 402 S BROAD ST, SCOTTSBORO, AL 35768-1706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 04, 2017 |
| Property Address | 1040 E 5TH ST, CHATTANOOGA, TN 37403-2301 |
| Document Number | 0000000169 |
| Book / Page | 11016 / 365 |
| Map Reference | MB1 PG22 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017040400169 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,208.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 60 NEWTOWN RD # 28, 28, DANBURY, CT 06810-6257 |
| Document Number | 0000000170 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 2017040400170 |
| Name | FNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,534.00 (+8.8%) | $958,960 (+60.6%) | $2,397,400 (+60.6%) Land $412,500 Building $1,984,900 |
| 2024 | $13,359.00 | $597,120 (-) | $1,492,800 (-) Land $250,000 Building $1,242,800 |
| 2023 | $13,359.00 | $597,120 (-) | $1,492,800 (-) Land $250,000 Building $1,242,800 |
| 2022 | $13,359.00 | $597,120 | $1,492,800 Land $250,000 Building $1,242,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Fort Wood Historic District listed 1979 · 106 contributing resources · NRIS 79002437 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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