Laurel County property record for 1040 E 4th St, London, KY 40741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,813 sqft · built 1933 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Dec 2024) |
| Tax Bill | $1,517 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-40-00-006.02 |
| Primary APN | 063-40-00-006.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Driveway | Asphalt Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 171 sqft |
| Shed | 1 Shed |
| Shed Area | 159 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 383124 |
|---|---|
| Street Address | 1040 E 4TH ST |
| City | LONDON |
| State | KY |
| Zip | 40741-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .85 ACRE & HOUSE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | LONDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970500 |
Source: Laurel County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1612 HAMPTON RD, LONDON, KY 40741-2611 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Dec 6, 2024 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2024 · Amount on Record |
| Deed Sale | Dec 6, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2022 · Amount on Record |
| Deed Document Number | 2024598494 |
| Deed Book / Page | 820 / 106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Property Address | 1040 E 4TH ST, LONDON, KY 40741-2524 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1040 E 4TH ST, LONDON, KY 40741-2524 |
| Document Number | 0M1436/644 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | M1436/644 |
| Instrument | 614637 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 6, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Dec 6, 2024 |
| Property Address | 1040 E 4TH ST, LONDON, KY 40741-2524 |
| Document Number | 00D820/106 |
| Book / Page | D820 / 106 |
| Instrument Date | Dec 4, 2024 |
| Instrument | 598494 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 E 4TH ST, LONDON, KY 40741-2524 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1612 HAMPTON RD, LONDON, KY 40741-2611 |
Source: Laurel County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Municipality | London City |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,517.00 (-10.34%) | $195,000 (-8.88%) Land $25,000 Building $170,000 | $195,000 (-8.88%) Land $25,000 Building $170,000 |
| 2023 | $1,692.00 | $214,000 | $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Also Mapped Here | EAST LAUREL WATER DISTRICT |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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