1040 E 4th N, Mountain Home, ID 83647 Property Records

Elmore County property record for 1040 E 4th N, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1977
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Aug 2021)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Mortgage
APN	`RPA0102002006AA`

Property Details

APN / Parcel Number

Primary APN	`RPA0102002006AA`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1984
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	980 ft deep x 1,000 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1040 E 4TH N
City	MOUNTAIN HOME
State	ID
Zip	83647-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOTS 6-9 BLK 2 PENCE ADD
Legal Subdivision	PENCE ADD
Legal Block	2
Legal Lot Number	6-9
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	1
Census Block	1020
Census Tract	960300

Owner

Source: Elmore County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 E 4TH N, MOUNTAIN HOME, ID 83647-2825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THE KINGDOM TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	2021493055
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Mar 11, 2022
Property Address	1040 E 4TH N, MOUNTAIN HOME, ID 83647-2825
Document Number	0000498158
Instrument Date	Mar 10, 2022
Instrument	498158
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2024
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 4TH N, MOUNTAIN HOME, ID 83647-2825

Mortgage

Document Number	0000498159
Date	Mar 11, 2022
Instrument	498159

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Aug 13, 2021
Property Address	1040 E 4TH N, MOUNTAIN HOME, ID 83647-2825
Document Number	0000493055
Instrument Date	Aug 10, 2021
Instrument	493055
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	IDAHO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 W PUDU ST, MERIDIAN, ID 83646-5463

Mortgage

Document Number	0000493056
Date	Aug 13, 2021
Instrument	493056

Lender

Name	THE KINGDOM TRUST COMPANY
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 12, 2023

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 (-15.46%)	$321,010 (+17.98%) Land $61,600 Building $259,410	$321,010 (+17.98%) Land $61,600 Building $259,410
2024	$2,756.00 (+1.58%)	$272,077 (+6.61%) Land $53,900 Building $218,177	$272,077 (+6.61%) Land $53,900 Building $218,177
2023	$2,713.00 (+0.67%)	$255,198 (+7.55%) Land $41,800 Building $213,398	$255,198 (+7.55%) Land $41,800 Building $213,398
2022	$2,695.00	$237,277 Land $37,950 Building $199,327	$237,277 Land $37,950 Building $199,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jun 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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