1040 E 485 N, Howe, IN 46746 Property Records

LaGrange County property record for 1040 E 485 N, Howe, IN 46746 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1972
Square Footage	1,176 sqft Living Area
Lot Size	14,941 sqft (0.343 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2025)
Tax Bill	$527.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`44-02-32-100-014.000-012`
Alternative APNs	`00001026892` `0023211400`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,176 sqft Living Area
1st Floor	1,176 sqft 1st Floor
Basement Area	1,176 sqft Basement
Unfinished Basement	1,176 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Material	Asphalt Roof
Lot Area	14,941 sqft (0.343 acres)
Depth X Width	148 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Shed	1 Shed
Shed Area	240 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	00001026892
Street Address	1040 E 485 N
City	HOWE
State	IN
Zip	46746-9723
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OUT NW 1/4 NW 1/4 - .343 AC PER SURVEY
Legal Subdivision	RIVER OAKS SECTION II
Jurisdiction	LAGRANGE IN
Minor Civil Division	LIMA
Census Blockgroup	3
Census Block	3030
Census Tract	970100

Owner

Source: LaGrange County records · APN 44-02-32-100-014.000-012

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1040 E 485 N, HOWE, IN 46746-9723
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Deed Doc Number	20251347
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAGRANGE IN
Recording Date	May 13, 2026
Property Address	1040 E 485 N, HOWE, IN 46746-9723
Document Number	0000002441
Instrument Date	May 08, 2026
Instrument	20262441
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 485 N, HOWE, IN 46746-9723

Mortgage

Document Number	0000002441,
Date	May 13, 2026
Instrument	20262441

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: LaGrange County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	LaGrange County
County Subdivision	Lima Township
Unified School District	Lakeland School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$527.00 (+66.25%) Homeowner's exemption	$161,300 (+12.09%) Land $19,300 Building $142,000	$161,300 (+12.09%) Land $19,300 Building $142,000
2024	$317.00 (+3.93%)
2023		$143,900 (+2.13%) Land $19,700 Building $124,200	$143,900 (+2.13%) Land $19,700 Building $124,200
2022	$305.00	$140,900 Land $17,100 Building $123,800	$140,900 Land $17,100 Building $123,800

Flood & Wildfire

1040 E 485 N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · LaGrange County (18087C), updated December 6, 2013

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.