Yamhill County property record for 1040 E 3rd St, Yamhill, OR 97148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,496 sqft · built 2004 |
| Lot Size | 0.215 acres (9,352 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,147 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R3404AD 09410 |
| Primary APN | R3404AD 09410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,169 sqft |
| 2nd Floor Area | 1,327 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,352 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1040 E 3RD ST |
|---|---|
| City | YAMHILL |
| State | OR |
| Zip | 97148-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 8 IN OAK VIEW |
| Legal Range | 04W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | OAK VIEW |
| Legal Lot Number | 8 |
| Jurisdiction | YAMHILL OR |
| Township / Civil Division | CARLTON |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 30400 |
1040 E 3rd St is owned and occupied by two individuals who acquired it in March 2023.
Source: Yamhill County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 E 3RD ST, YAMHILL, OR 97148-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 31, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage SYNERGY ONE LENDING |
| Oct 24, 2017 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 |
| Deed Sale | Mar 31, 2023 |
| Prior Sale | Feb 29, 2016 · Amount on File |
| Deed Document Number | 20232694 |
| Prior Transfer Date | Mar 22, 2023 |
| Prior Transfer Doc | 0000002694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YAMHILL OR |
| Property Address | 1040 E 3RD ST, YAMHILL, OR 97148-8651 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1040 E 3RD ST, YAMHILL, OR 97148-8651 |
| Document Number | 0000010038 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 202510038 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YAMHILL OR |
| Recording Date | Mar 31, 2023 |
| Property Address | 1040 E 3RD ST, YAMHILL, OR 97148-8651 |
| Document Number | 0000002694 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 202302694 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1040 E 3RD ST, YAMHILL, OR 97148-8651 |
| Document Number | 0000002695 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 202302695 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | YAMHILL OR |
| Property Address | 1040 E 3RD ST, YAMHILL, OR 97148-8651 |
| Document Number | 0000018067 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1040 E 3RD ST YAMHILL OR 971488651, YAMHILL, OR 97148-8651 |
| Document Number | 0000018067 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 18067 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 1040 E 3rd St was $5,147, up 3% from the year before.
Source: Yamhill County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Yamhill County |
| Municipality | Yamhill City |
| Unified School District | Yamhill-Carlton School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,147.00 (+2.96%) | $344,638 (+3%) | $696,287 (-0.69%) Land $204,711 Building $491,576 |
| 2024 | $4,999.00 (+2.8%) | $334,600 (+3%) | $701,158 (-4.05%) Land $202,568 Building $498,590 |
| 2023 | $4,863.00 (+2.75%) | $324,854 (+3%) | $730,743 (+5.22%) Land $197,448 Building $533,295 |
| 2022 | $4,733.00 | $315,392 | $694,480 Land $194,178 Building $500,302 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 E 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 E 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST YAMHILL RURAL WD private · serves 90 people · EPA ID OR4101288 |
|---|---|
| Water Source | Purchased surface water from CITY OF YAMHILL |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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