1040 E 3685 S, Washington, UT 84780 Property Records

Washington County property record for 1040 E 3685 S, Washington, UT 84780

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,441 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$2,365 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`W-SUG-1-20`

Property Details

APN / Parcel Number

Primary APN	`W-SUG-1-20`
Alternative APN	`0951857`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,441 sqft Living Area
Gross Area	3,193 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Area	752 sqft
Porch	Porch
Porch Area	316 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0951857
Street Address	1040 E 3685 S
City	WASHINGTON
State	UT
Zip	84780-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SUGAR PLUM IN THE FIELDS 1 (W) LOT: 20
Legal Subdivision	SUGAR PLUM IN THE FIELDS PH 1
Legal Lot Number	20
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2036
Census Tract	270803

Owner

Source: Washington County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 E 3685 S, WASHINGTON, UT 84780-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Oct 9, 2020	Deed of Trust, Mortgage UCP TEMP STAFFING LLC
Oct 9, 2020	Warranty Deed, Transfer LYDOLPH AND WEIERHOLT TITLE INSURANCE, LYDOLPH & WEIERHOLT TITLE INS
Jan 7, 2019	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020
Deed Sale	Oct 9, 2020
Prior Sale	Oct 9, 2020
Deed Document Number	0000056381
Last Transfer Date	Mar 15, 2021
Transfer Doc	0000018273
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1040 E 3685 S, WASHINGTON, UT 84780-1238
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040782
Date	Aug 26, 2022
Instrument	20220040782

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Mar 15, 2021
Property Address	1040 E 3685 S, WASHINGTON, UT 84780-1238
Document Number	0000018273
Instrument Date	Mar 9, 2021
Instrument	20210018273
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 3685 S, WASHINGTON, UT 84780-1238

Mortgage

Document Number	0000018274
Date	Mar 15, 2021
Instrument	20210018274

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1040 E 3685 S, WASHINGTON, UT 84780-1238
Document Number	0000066790
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 E 1450 S #7 ST GEORGE UT 847907086, 7, ST GEORGE, UT 84790-7086

Mortgage

Document Number	0000066790
Date	Nov 20, 2020
Instrument	66790

Lender

Name	UCP TEMP STAFFING LLC
Address	340 W SAINT GEORGE BLVD, ST GEORGE, UT 84770-3352

Agreement

Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Oct 9, 2020
Property Address	1040 E 3685 S, WASHINGTON, UT 84780-1238
Document Number	0000056381
Instrument Date	Oct 5, 2020
Instrument	56381
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	LYDOLPH AND WEIERHOLT TITLE INSURANCE, LYDOLPH & WEIERHOLT TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1040 E 3685 S WASHINGTON UT 847801238, WASHINGTON, UT 84780-1238

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Jan 7, 2019
Property Address	1040 E 3685 S, WASHINGTON, UT 84780-1238
Document Number	0000000544
Instrument Date	Jan 2, 2019
Instrument	20190000544
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	STEWART TITLE INS AGENCY OF

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 E 3685 S, WASHINGTON, UT 84780-1238

Mortgage

Document Number	0000000545
Date	Jan 7, 2019
Instrument	20190000545

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 22, 2023

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	Washington City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,365.00	$355,080	$645,600 Land $140,000 Building $505,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CITY serves 45,865 people · EPA ID UTAH27021
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40

May also be available: SC Broadband.

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