1040 Dundee Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1040 Dundee Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1946
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Aug 2024)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-22-357-014`

Property Details

APN / Parcel Number

Primary APN	`8913-22-357-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	908 sqft Living Area
1st Floor Area	908 sqft
Basement Area	908 sqft
Finished Basement	500 sqft
Unfinished Basement	908 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1040 DUNDEE AVE
City	WATERLOO
State	IA
Zip	50701-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 19 BLK 9 & LOT 20 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HAGERMAN PLACE
Legal Block	9
Legal Lot Number	19,20
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2022
Census Tract	400

Owner

1040 Dundee Ave is owned and occupied by an individual who bought it in August 2024.

Source: Black Hawk County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 DUNDEE AVE, WATERLOO, IA 50701-2218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage FARMERS STATE BANK
May 26, 2010	Deed of Trust, Mortgage MIDWESTONE BANK
Apr 29, 2024	Warranty Deed, Transfer · FHA Mortgage LINCOLN SAVINGS BANK
Nov 2, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage FIRST FRANKLIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2024 · Amount on File
Deed Sale	Aug 21, 2024 · Amount on File
Prior Sale	Apr 29, 2024 · Amount on File
Deed Document Number	20242528
Prior Transfer Date	Mar 11, 2010
Prior Transfer Doc	2010018040
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1040 DUNDEE AVE, WATERLOO, IA 50701-2218
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018437
Date	Apr 24, 2020
Instrument	202000018437

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1040 DUNDEE AVE, WATERLOO, IA 50701-2218
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010022165
Date	May 26, 2010
Instrument	2010022165

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount on Record

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 29, 2024
Property Address	1040 DUNDEE AVE, WATERLOO, IA 50701-2218
Document Number	202400013422
Instrument Date	Apr 23, 2024
Instrument	202400013422
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 DUNDEE AVE, WATERLOO, IA 50701-2218

Mortgage

Document Number	0202413423
Date	Apr 29, 2024
Instrument	2024-13423

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 2, 2006
Property Address	1040 DUNDEE AVE, WATERLOO, IA 50701-2218
Document Number	2007010232
Instrument Date	Oct 31, 2006
Instrument	2007010232
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 DUNDEE AVE, WATERLOO, IA 50701-2218

Mortgage

Document Number	2007010233
Date	Nov 2, 2006
Instrument	2007010233

Lender

Name	FIRST FRANKLIN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Dundee Ave was $2,528 with a homeowner's exemption, up 9.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00 (+9.44%) Homeowner's exemption	$134,750 Land $21,440 Building $113,310	$134,750 Land $21,440 Building $113,310
2024	$2,310.00
2023		$116,750 (+25.63%) Land $21,440 Building $95,310	$116,750 Land $21,440 Building $95,310
2022	$2,040.00	$92,930 Land $21,440 Building $71,490
2021			$92,930 Land $21,440 Building $71,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 Dundee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1040 Dundee Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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