1040 Drackert St, Hammond, IN 46320 Property Records

Lake County property record for 1040 Drackert St, Hammond, IN 46320

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 873 sqft · built 1920
Lot Size0.125 acres (5,460 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2024)
Tax Bill$997 (2024)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-26-35-0054-0018

Property Details

APN / Parcel Number

Primary APN007-26-35-0054-0018
Alternative APNs
  • 45-07-06-131-014.000-023
  • 263500540018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area873 sqft Living Area
Basement Area935 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1995
Construction TypeWood
Roof MaterialAsphalt
Lot Area5,460 sqft (0.125 acres)
Lot Dimensions130 ft deep x 42 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-26-35-0054-0018
Old Parcel Number263500540018
Street Address1040 DRACKERT ST
CityHAMMOND
StateIN
Zip46320-2601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYWOOD BL.2 E.7FT OF LOT 13 & ALL LOT 14
Legal SubdivisionMAYWOOD ADD
Legal Block2
Legal Lot Number14
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2001
Census Tract20800

Owner

1040 Drackert St is owned and occupied by an individual who bought it in July 2024.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1040 DRACKERT ST, HAMMOND, IN 46320-2601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2024 · Amount on File
Deed SaleJul 16, 2024 · Amount on File
Deed Document Number0000023238
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1040 DRACKERT ST, HAMMOND, IN 46320-2601
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 DRACKERT ST, HAMMOND, IN 46320-2601

Mortgage

Document Number0000003792
DateFeb 6, 2024
Instrument2024-503792
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 27, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$154,400 Land $22,200 Building $132,200$154,400 Land $22,200 Building $132,200
2024$997.00
2023$84,800 (+5.34%) Land $25,300 Building $59,500$84,800 (+5.34%) Land $25,300 Building $59,500
2022$960.00 Homeowner's exemption$80,500 Land $25,300 Building $55,200$80,500 Land $25,300 Building $55,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1040 Drackert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1040 Drackert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Drackert St

Nearby Streets

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