1040 Decatur St, Gary, IN 46403 Property Records

Lake County property record for 1040 Decatur St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,700 sqft · built 1953
Lot Size0.211 acres (9,191 sqft)
OwnerIndividual Name on Record
Tax Bill$357 (2024)
Deeds & MortgagesJan 2022 Sale
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-41-0276-0049

Property Details

APN / Parcel Number

Primary APN001-25-41-0276-0049
Alternative APNs
  • 45-09-07-104-032.000-004
  • 254102760049

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area850 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1973
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,191 sqft (0.211 acres)
Lot Dimensions161 ft deep x 57 ft wide
Garage TypeDetached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1040 DECATUR ST
CityGARY
StateIN
Zip46403-3763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAETNA MANOR 4TH SUB. ALL L.49 BL.2
Legal SubdivisionAETNA MANOR 4TH SUB
Legal Block2
Legal Lot Number49
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1003
Census Tract11500

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1120 DECATUR ST, GARY, IN 46403-3765
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Special Warranty Deed, Transfer
Oct 13, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2015
Deed SaleMar 26, 2015
Prior SaleAug 10, 2005 · Amount on Record
Deed Document Number201517970
Prior Transfer DateDec 14, 2012
Prior Transfer Doc0000008948
Record UpdatedSep 20, 2026

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE IN
Recording DateJan 21, 2022
Property Address1040 DECATUR ST, GARY, IN 46403-3763
Document Number0000002846
Map ReferenceMB 29 PG 99
Instrument DateJan 21, 2022
Instrument2022-002846
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 DECATUR ST, GARY, IN 46403-3765

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateOct 13, 2021
Property Address1040 DECATUR ST, GARY, IN 46403-3763
Document Number0000063047
Map ReferenceMB 29 PG 99
Instrument DateAug 1, 2021
Instrument2021-063047
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5600 E 7TH AVE, GARY, IN 46403-2831

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,400 (+122.99%) Land $4,900 Building $14,500$19,400 (+122.99%) Land $4,900 Building $14,500
2024$357.00 (+34.72%)
2023$8,700 (+20.83%) Land $4,900 Building $3,800$8,700 (+20.83%) Land $4,900 Building $3,800
2022$265.00$7,200 Land $4,000 Building $3,200$7,200 Land $4,000 Building $3,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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