1040 Day Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1040 Day Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,073 sqft · built 1940
Lot Size	1.04 acres (45,408 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (Mar 2010)
Tax Bill	$8,736 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`783-16-009`

Property Details

APN / Parcel Number

Primary APN	`783-16-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,073 sqft Living Area
Gross Area	1,674 sqft
1st Floor Area	1,674 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1945
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	45,408 sqft
Lot Dimensions	264 ft deep x 172 ft wide
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	1040 DAY RD
City	GILROY
State	CA
Zip	95020-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	LOT B
Legal Subdivision	DOWDY
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3004
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 DAY RD, GILROY, CA 95020-9309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Apr 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2010 · Amount on Record
Deed Sale	Mar 30, 2010 · Amount on Record
Prior Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	201020661072
Last Transfer Date	Apr 21, 2018
Transfer Doc	0023918652
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1040 DAY RD, GILROY, CA 95020-9309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024242718
Date	Jul 31, 2019
Instrument	24242718

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1040 DAY RD, GILROY, CA 95020-9309
Document Number	0024372481
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 DAY RD GILROY CA 950209309, GILROY, CA 95020-9309

Mortgage

Document Number	0024372481
Date	Jan 3, 2020
Instrument	24372481

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2035

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 25, 2018
Property Address	1040 DAY RD, GILROY, CA 95020-9309
Document Number	0023918652
Instrument Date	Apr 21, 2018
Instrument	23918652
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1040 DAY RD GILROY CA 950209309, GILROY, CA 95020-9309

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$730,718 (+2%) Land $292,285 Building $438,433
2025	$8,736.00 (+2.4%) Homeowner's exemption	$716,391 (+4.04%) Land $286,554 Building $429,837
2023	$8,531.00 (+1.84%) Homeowner's exemption	$688,575 Land $275,428 Building $413,147
2022	$8,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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