1040 Darryl Dr, Denison, TX 75021 Property Records

Grayson County property record for 1040 Darryl Dr, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,950 sqft · built 2007
Lot Size	1.33 acres (58,168 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`110 032702312`

Property Details

APN / Parcel Number

Primary APN	`110 032702312`
Alternative APN	`230920`

Interior

Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Upper Floors Area	1,200 sqft
Utility Area	273 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Lot Area	58,168 sqft (1.33 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft
Utility Building	192 sqft

Location & Zoning

Street Address	1040 DARRYL DR
City	DENISON
State	TX
Zip	75021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0327 DUGAN DANIEL A-G0327, ACRES 1.0
Legal Subdivision	DUGAN DANIEL A-G0327
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1050
Census Tract	101

Owner

Source: Grayson County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 307, BELLS, TX 75414-0307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 25, 2020	Warranty Deed, Transfer · Line of Credit LONE STAR FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2004
Deed Sale	Dec 2, 2004
Deed Document Number	200431117
Deed Book / Page	3772 / 752
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	Jun 3, 2026
Property Address	1040 DARRYL DR, DENISON, TX 75021
Document Number	0000013995
Instrument Date	May 26, 2026
Instrument	202613995
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013995,
Date	Jun 3, 2026
Instrument	202613995

Lender

Name	FIRST STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 25, 2020
Property Address	1040 DARRYL DR, DENISON, TX 75021
Document Number	0000022420
Instrument Date	Aug 24, 2020
Instrument	22420
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	RED RIV TITLE COMPANY, RED RIV TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 307 BELLS TX 754140307, BELLS, TX 75414-0307

Mortgage

Document Number	22421
Date	Aug 25, 2020
Instrument	22421

Lender

Name	LONE STAR FLCA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Bells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,932.00 (-11.82%) Homeowner's exemption	$232,639 (-33.19%)	$291,853 (-16.19%) Land $15,543 Building $276,310
2024	$2,191.00 (-10.09%)
2023		$348,213 Land $14,932 Building $333,281	$348,213 Land $14,932 Building $333,281
2022	$2,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1990–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TekWav Fixed Wireless	100 / 20

May also be available: Verizon.

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