1040 D P Guy Rd, Ruth, MS 39662 Property Records

Pike County property record for 1040 D P Guy Rd, Ruth, MS 39662

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`901236-D`

Property Details

APN / Parcel Number

Primary APN	`901236-D`
Alternative APN	`23919`

Interior

Full Baths	2 Baths
Building Area	1,300 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1040 D P GUY RD
City	RUTH
State	MS
Zip	39662-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCT IN E1/2 NW1/4 SE1/4 ZN:X-28113C0075C RR 1 BOX 269B
Jurisdiction	PIKE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2022
Census Tract	950104

Owner

Source: Pike County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1040 D P GUY RD, RUTH, MS 39662-9588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Jun 9, 2006	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021
Deed Sale	Oct 1, 2021
Prior Sale	May 19, 2010
Deed Document Number	000315338
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	1040 D P GUY RD, RUTH, MS 39662-9588
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 D P GUY RD, RUTH, MS 39662-9588

Mortgage

Document Number	0000312678
Date	Jun 17, 2021
Instrument	312678

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 16, 2036

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE MS
Recording Date	Oct 1, 2021
Property Address	1040 D P GUY RD, RUTH, MS 39662-9588
Document Number	0000315338
Instrument Date	Sep 30, 2021
Instrument	315338
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 D P GUY RD, RUTH, MS 39662-9588

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1014 JOEL LANG RD, MAGNOLIA, MS 39652-9739

Mortgage

Document Number	0000315339
Date	Oct 1, 2021
Instrument	315339

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE MS
Recording Date	Jun 9, 2006
Property Address	1040 D P GUY RD, RUTH, MS 39662-9588
Document Number	00488/0316
Book / Page	488 / 0316
Instrument Date	Jun 9, 2006
Instrument	188973
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 MACEDONIA RD, MENDENHALL, MS 39114-6178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 D P GUY RD, RUTH, MS 39662-9588
Investor	Possibly a Property Investor

Mortgage

Document Number	0000188974
Date	Jun 9, 2006
Instrument	188974

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 9, 2039

Tax Assessment & Valuation

Source: Pike County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pike County
Unified School District	North Pike School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 (+21.64%) Homeowner's exemption	$9,906 (+18.38%)	$90,500 (+18.25%) Land $10,200 Building $80,300
2024	$855.00 (+3.76%)
2023	$824.00 (+1.98%) Homeowner's exemption	$8,368 (-)	$76,530 (-) Land $10,200 Building $66,330
2022	$808.00 Homeowner's exemption	$8,368	$76,530 Land $10,200 Building $66,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 82% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PIKE WATER ASSN. public/private · serves 2,107 people · EPA ID MS0570051
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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