1040 Cottage Ln, Ukiah, CA 95482 Property Records

Mendocino County property record for 1040 Cottage Ln, Ukiah, CA 95482

Property Summary

Property Type	Single Family Home
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Jun 2008)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-500-08`

Property Details

APN / Parcel Number

Primary APN	`001-500-08`
Alternative APN	`001-500-08-00`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Old Parcel Number	001-500-08
Street Address	1040 COTTAGE LN
City	UKIAH
State	CA
Zip	95482-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAS 001-430-35
Legal Subdivision	LOW GAP HOMES 05-17
Legal Block	2
Legal Lot Number	8
Jurisdiction	MENDOCINO CA
Township / Civil Division	UKIAH
Census Block Group	2
Census Block	2014
Census Tract	11501

Owner

Source: Mendocino County records · APN 001-500-08

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 COTTAGE LN, UKIAH, CA 95482-3779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2008 · Amount on Record
Deed Sale	Jun 09, 2008 · Amount on Record
Deed Document Number	20088227
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1040 COTTAGE LN, UKIAH, CA 95482-3779
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	REDWOOD EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 COTTAGE LN, UKIAH, CA 95482-3779

Mortgage

Document Number	0000009976
Date	Aug 18, 2020
Instrument	2020-09976

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Mendocino County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Ukiah City
Unified School District	Ukiah Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$361,626 (+2%) Land $91,935 Building $269,691
2025	$4,410.00 (+4.95%)	$354,536 (+4.04%) Land $90,133 Building $264,403
2023	$4,202.00 (+7.5%)	$340,771 Land $86,634 Building $254,137
2020	$3,909.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
Wi-Fiber Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 328 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF UKIAH serves 16,067 people
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.