1040 Coronado Ave, Coronado, CA 92118 Property Records

San Diego County property record for 1040 Coronado Ave, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,249 sqft · built 2005
Lot Size	0.18 acres (7,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,850,000 (Dec 2019)
Tax Bill	$44,922 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`537-381-04-00`

Property Details

APN / Parcel Number

Primary APN	`537-381-04-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,249 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,851 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1040 CORONADO AVE
City	CORONADO
State	CA
Zip	92118-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 1 LOT 48 TR 002925
Legal Subdivision	COUNTRY CLUB V
Legal Tract	002925
Legal Block	1
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	21800

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 CORONADO AVE, CORONADO, CA 92118-2439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 31, 2018	Deed of Trust, Mortgage · ARM LUTHER BURBANK SAVINGS
Dec 31, 2019	Affidavit of Death, Transfer LAWYERS TITLE-SD
Dec 31, 2019	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Aug 22, 2005 · Amount on Record
Deed Document Number	2019614129
Prior Transfer Date	Aug 9, 2005
Prior Transfer Doc	0000719398
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 CORONADO AVE, CORONADO, CA 92118-2439
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CORONADO AVE, CORONADO, CA 92118-2439

Mortgage

Document Number	0000334430
Date	Nov 25, 2025
Instrument	2025-0334430

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 CORONADO AVE, CORONADO, CA 92118-2439
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	TITLE FIRST, TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CORONADO AVE, CORONADO, CA 92118-2439

Mortgage

Document Number	0000060861
Date	Feb 9, 2022
Instrument	2022-0060861

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 CORONADO AVE, CORONADO, CA 92118-2439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220099
Date	May 31, 2018
Instrument	2018-0220099

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2019
Property Address	1040 CORONADO AVE, CORONADO, CA 92118-2439
Document Number	0000614128
Instrument Date	Dec 11, 2019
Instrument	614128
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	LAWYERS TITLE-SD

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2281 CALLE TIARA LA JOLLA CA 920376902, LA JOLLA, CA 92037-6902

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2019
Property Address	1040 CORONADO AVE, CORONADO, CA 92118-2439
Document Number	0000614129
Instrument Date	Dec 10, 2019
Instrument	614129
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	711 4TH ST CORONADO CA 921181229, CORONADO, CA 92118-1229

Mortgage

Document Number	614130
Date	Dec 31, 2019
Instrument	614130

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,578,744 (+8.74%) Land $2,956,124 Building $1,622,620
2025	$44,922.00 (+4.09%) Homeowner's exemption	$4,210,534 (+4.04%) Land $2,898,161 Building $1,312,373
2023	$43,156.00 (+1.97%) Homeowner's exemption	$4,047,036 Land $2,785,623 Building $1,261,413
2022	$42,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	7 (1978–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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