1040 Corbat Rd, Onaway, MI 49765 Property Records

Cheboygan County property record for 1040 Corbat Rd, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$249,698 (Oct 2023)
Tax Bill	$298 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182-010-200-006-00`

Property Details

APN / Parcel Number

Primary APN	`182-010-200-006-00`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Street Address	1040 CORBAT RD
City	ONAWAY
State	MI
Zip	49765-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE MEANDER POST 345.18FT S 86D E OF 1/4 POST BET SECS 3 &10, T35N,R1E; TH SELY ALG THE SH OF BLACK LAKE 258FT; TH S
Legal Range	01E
Legal Township	345
Legal Section	03
Legal Block	1
Legal Lot Number	2,6
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	WAVERLY
Census Block Group	1
Census Block	1076
Census Tract	960402

Owner

1040 Corbat Rd is owned by two individuals who bought it in October 2023.

Source: Cheboygan County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3146 BLOOMFIELD PARK DR, WEST BLOOMFIELD, MI 48323-3511
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE
Sep 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Sep 6, 2023 · Amount on File
Deed Book / Page	1519 / 149
Prior Transfer Date	Oct 13, 2023
Prior Transfer Doc	001519/149
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 2, 2026
Property Address	1040 CORBAT RD, ONAWAY, MI 49765-9525
Document Number	1594000703
Book / Page	1594 / 703
Instrument Date	Sep 28, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CORBAT RD, ONAWAY, MI 49765-9525

Mortgage

Document Number	1594000703,
Date	Oct 2, 2026
Book Page	1594/703

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 27, 2023
Property Address	1040 CORBAT RD, ONAWAY, MI 49765-9525
Document Number	001519/149
Book / Page	1519 / 149
Instrument Date	Oct 13, 2023
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.75
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 CORBAT RD, ONAWAY, MI 49765-9525

Mortgage

Document Number	0001519153
Date	Oct 27, 2023
Instrument	1519/153

Lender

Name	ROSS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 6, 2023
Property Address	1040 CORBAT RD, ONAWAY, MI 49765-9525
Document Number	001515/314
Book / Page	1515 / 314
Instrument Date	Sep 1, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Tax	$21.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22949 NOTTINGHAM DR, BEVERLY HILLS, MI 48025-3413

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Corbat Rd was $298, up 1.7% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Waverly Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,700 (+34.48%)	$23,400 (+34.48%)
2025	$298.00 (+1.71%)	$8,700	$17,400
2024	$293.00
2023		$7,900	$15,800
2022	$204.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1040 Corbat Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	15 (2026)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Corbat Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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