1040 Co Rd 372, Clanton, AL 35045 Property Records

Chilton County property record for 1040 Co Rd 372, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,864 sqft · built 1994
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Apr 2018)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1809310000007002`

Property Details

APN / Parcel Number

Primary APN	`1809310000007002`
Alternative APNs	`19249` `83448`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,864 sqft Adjusted Area
1st Floor Area	1,864 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Slab
Porch Area	271 sqft
Shed	1 Shed
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	19249
Street Address	1040 COUNTY ROAD 372
City	CLANTON
State	AL
Zip	35045-6386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SE/4 OF NE/4 TH E.185.2 NW. ALG CREEK
Legal Range	14
Legal Township	21
Legal Section	31
Jurisdiction	CHILTON AL
Township / Civil Division	VERBENA
Census Block Group	1
Census Block	1021
Census Tract	60701

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 COUNTY ROAD 372, CLANTON, AL 35045-6386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2018	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE OF AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	2018213830
Deed Book / Page	2018 / 213830
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1040 COUNTY ROAD 372, CLANTON, AL 35045-6386
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2022/243775
Date	Feb 8, 2022
Book Page	R2022/243775
Instrument	243775

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jul 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1040 COUNTY ROAD 372, CLANTON, AL 35045-6386
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/230760
Date	Aug 4, 2020
Book Page	R2020/230760
Instrument	230760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jun 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1040 COUNTY ROAD 372, CLANTON, AL 35045-6386
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2019/225295
Date	Oct 28, 2019
Book Page	R2019/225295
Instrument	225295

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Apr 3, 2018
Property Address	1040 COUNTY ROAD 372, CLANTON, AL 35045-6386
Document Number	R2018/213830
Book / Page	R2018 / 213830
Instrument Date	Mar 29, 2018
Instrument	213830
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1040 CR RD 371, 371, CLANTON, AL 35045

Mortgage

Document Number	0000213832
Date	Apr 3, 2018
Instrument	213832

Lender

Name	HOME MORTGAGE OF AMERICA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+7.29%)	$63,120 (-6.54%) Land $12,600 Building $50,520	$315,600 (-6.54%) Land $63,000 Building $252,600
2024	$1,056.00 (+7.32%) Additional exemption filed	$67,540 (+7%) Land $13,480 Building $54,060
2023	$984.00 (+24.4%)	$63,120 (+154.21%) Land $12,600 Building $50,520	$337,700 (+36%) Land $67,400 Building $270,300
2022	$791.00	$24,830 Land $4,540 Building $20,290	$248,300 Land $45,400 Building $202,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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