Howard County property record for 1040 Co Rd 232, Armstrong, MO 65230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,222 sqft · built 1940 |
| Lot Size | 78.9 acres (3,439,933 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $877 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-7.0-25-000-000-008.000 |
| Primary APN | 03-7.0-25-000-000-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Steel Frame/Truss |
| Roof Material | Shingle |
| Lot Area | 3,439,933 sqft (78.9 acres) |
| Shed | 1 Shed |
| Shed Area | 1,512 sqft |
| Granary | 254 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 330 |
|---|---|
| Street Address | 1040 COUNTY ROAD 232 |
| City | ARMSTRONG |
| State | MO |
| Zip | 65230-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2205-00 PT SE LYING E OF CO RD 208 LESS RD ROW |
| Legal Range | 16 |
| Legal Township | 52 |
| Legal Section | 25 |
| Jurisdiction | HOWARD MO |
| Township / Civil Division | PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 960100 |
1040 Co Rd 232, a single family home, is owned by two individuals.
Source: Howard County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1133 STATE ROUTE U, ARMSTRONG, MO 65230-9558 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MO |
| Property Address | 1040 COUNTY ROAD 232, ARMSTRONG, MO 65230-9776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000499/0000000967 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 0000000499/0000000967 |
| Instrument | 20170170 |
| Name | COMMERCIAL TRUST COMPANY |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1040 Co Rd 232 was $877.
Source: Howard County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Howard County |
| Unified School District | Fayette R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,650 (-) | $85,151 (-) Land $30,861 Building $54,290 | |
| 2025 | $877.00 | $12,650 | $85,151 Land $30,861 Building $54,290 |
| 2024 | $877.00 (-0.11%) | ||
| 2023 | $878.00 (-0.23%) | $12,650 | $85,151 Land $30,861 Building $54,290 |
| 2022 | $880.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Co Rd 232 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1040 Co Rd 232 is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS HILL PWSD 1 serves 11,250 people · EPA ID MO2024504 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Air Link Rural Broadband Fiber | 100 / 20 |
5G (outdoors only) and 4G LTE
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