1040 Cheyenne Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1040 Cheyenne Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 2012
Lot Size	0.142 acres (6,209 sqft)
Owner	Individual Name on Record
Last Sale	$780,909 (Nov 2018)
Tax Bill	$11,031 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit May 2018 Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`783-76-034`

Property Details

APN / Parcel Number

Primary APN	`783-76-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 2012
Architectural Style	Other
Construction Type	Wood
Lot Area	6,209 sqft (0.142 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1040 CHEYENNE DR
City	GILROY
State	CA
Zip	95020-8154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 10076 LOT 34
Legal Subdivision	10076 RHO MEADOWS IV
Legal Tract	10076
Legal Lot Number	34
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512515

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 15, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 15, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE CO
Sep 24, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Jan 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	Oct 11, 2019
Deed Document Number	0024064215
Last Transfer Date	Jan 11, 2021
Transfer Doc	0024782223
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023775484
Date	Oct 13, 2017
Instrument	23775484

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023933456
Date	May 16, 2018
Instrument	23933456

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024404843
Date	Feb 14, 2020
Instrument	24404843

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 11, 2021
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Document Number	0024782223
Map Reference	MB 849 PG 39-43
Instrument Date	Nov 25, 2020
Instrument	24782223
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 CHEYENNE DR, 1040, GILROY, CA 95020-8154

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 CHEYENNE DR, GILROY, CA 95020-8154

Mortgage

Document Number	0024782224
Date	Jan 11, 2021
Instrument	24782224

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 11, 2019
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Document Number	0024302298
Instrument Date	Oct 3, 2019
Instrument	24302298
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 CHEYENNE DR GILROY CA 950208154, GILROY, CA 95020-8154

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 15, 2018
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Document Number	0024064214
Instrument Date	Oct 31, 2018
Instrument	24064214
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1040 CHEYENNE DR GILROY CA 950208154, GILROY, CA 95020-8154

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 15, 2018
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Document Number	0024064215
Map Reference	MB849 PG39-43
Instrument Date	Oct 15, 2018
Instrument	24064215
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHEYENNE DR, GILROY, CA 95020-8154

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 24, 2018
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Document Number	0024029250
Instrument Date	Sep 17, 2018
Instrument	24029250
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$434.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHEYENNE DR GILROY CA 950208154, GILROY, CA 95020-8154

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 24, 2018
Property Address	1040 CHEYENNE DR, GILROY, CA 95020-8154
Document Number	0023854875
Instrument Date	Jan 13, 2018
Instrument	23854875
Transaction Type	Transfer
Record Updated	Jan 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	833 LOTUS FLOWER LOOP SAN JOSE CA 951236812, SAN JOSE, CA 95123-6812

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,031.00 (+2.26%)	$881,254 (+4.04%) Land $362,541 Building $518,713
2023	$10,787.00 (+1.69%)	$847,036 Land $348,464 Building $498,572
2022	$10,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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