1040 Chestnut St, Turlock, CA 95380 Property Records

Stanislaus County property record for 1040 Chestnut St, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,171 sqft · built 1956
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2023)
Tax Bill	$3,862 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-002-031-000`

Property Details

APN / Parcel Number

Primary APN	`061-002-031-000`
Alternative APNs	`0610231000` `0610231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1040 CHESTNUT ST
City	TURLOCK
State	CA
Zip	95380-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONNIE RAE PK LOT 19,20 BLOCK 217-A
Legal Block	4
Legal Lot Number	19
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	4
Census Block	4000
Census Tract	3804

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 CHESTNUT ST, TURLOCK, CA 95380-3834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	20232421
Prior Transfer Date	Jul 23, 2009
Prior Transfer Doc	0000073867
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1040 CHESTNUT ST, TURLOCK, CA 95380-3834
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHESTNUT ST, TURLOCK, CA 95380-3834

Mortgage

Document Number	0000060293
Date	Dec 5, 2025
Instrument	2025-0060293

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	5%

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 19, 2023
Property Address	1040 CHESTNUT ST, TURLOCK, CA 95380-3834
Document Number	0000002421
Instrument Date	Jan 13, 2023
Instrument	2023-0002421
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 CHESTNUT ST, TURLOCK, CA 95380-3834

Mortgage

Document Number	0000002422
Date	Jan 19, 2023
Instrument	2023-0002422

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1040 CHESTNUT ST, TURLOCK, CA 95380-3834
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHESTNUT ST, TURLOCK, CA 95380-3834

Mortgage

Document Number	0000068010
Date	Jul 15, 2021
Instrument	2021-0068010

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,862.00 (+1.79%)	$360,810 (+2%) Land $222,853 Building $137,957
2025	$3,794.00 (+55.43%)	$353,736 (+58.56%) Land $218,484 Building $135,252
2023	$2,441.00 (+1.24%)	$223,099 Land $89,239 Building $133,860
2022	$2,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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