1040 Cherry St, Jacksonville, FL 32205 Property Records

Duval County property record for 1040 Cherry St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,072 sqft · built 1915
Lot Size	0.156 acres (6,810 sqft)
Owner	Individual Name on File
Last Sale	$400,500 (Apr 2021)
Tax Bill	$7,649 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064551-0000`

Property Details

APN / Parcel Number

Primary APN	`064551-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	2,771 sqft
1st Floor Area	2,072 sqft
Upper Floors Area	544 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1985
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,810 sqft (0.156 acres)
Lot Dimensions	102 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	544 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	155 sqft
Deck Area	16 sqft
Patio Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1040 CHERRY ST
City	JACKSONVILLE
State	FL
Zip	32205-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	3-54 21-2S-26E NEW RIVERSIDE LOT 1 BLK 23
Legal Range	26E
Legal Township	02S
Legal Section	21
Legal Subdivision	NEW RIVERSIDE
Legal Block	23
Legal Lot Number	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2021
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1040 CHERRY ST, JACKSONVILLE, FL 32205-7515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Deed Document Number	202184188
Deed Book / Page	19660 / 763
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 2, 2021
Property Address	1040 CHERRY ST, JACKSONVILLE, FL 32205-7515
Document Number	0196600763
Book / Page	19660 / 763
Map Reference	MB 3 PG 54
Instrument Date	Mar 29, 2021
Instrument	2021084188
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,803.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHERRY ST, JACKSONVILLE, FL 32205-7515

Mortgage

Document Number	0019660765
Date	Apr 2, 2021
Instrument	19660/765

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,163 (+2.53%) Land $77,466 Building $323,697	$401,163 (+2.53%) Land $77,466 Building $323,697
2025	$7,649.00	$391,248 (+4.61%) Land $76,362 Building $314,886	$391,248 (+4.61%) Land $76,362 Building $314,886
2023		$374,010 Land $62,478 Building $311,532	$374,010 Land $62,478 Building $311,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20