Watauga County property record for 1040 Charter Hills Rd, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,865 sqft · built 2000 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,250,000 (Feb 2022) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Second Mortgage Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-52-5600-000 |
| Primary APN | 1950-52-5600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,865 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 1,380 sqft |
| Finished Basement | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 156 sqft |
| Patio Area | 608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1848913 |
|---|---|
| Street Address | 1040 CHARTER HILLS RD |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | LOTS 43 AND 44 THE SUMMIT |
| Legal Subdivision | THE SUMMIT |
| Legal Lot Number | 43-44 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 921000 |
1040 Charter Hills Rd is owned by a company that bought it in February 2022.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3025 KINGFISHER PT, CHULUOTA, FL 32766-6017 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FAIRWINDS CU |
| Jan 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Sep 29, 2006 · Amount on File |
| Deed Document Number | 2022716642 |
| Deed Book / Page | 2253 / 435 |
| Prior Transfer Date | Dec 29, 2017 |
| Prior Transfer Doc | 0019570849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 2, 2022 |
| Property Address | 1040 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048 |
| Document Number | 0022530435 |
| Book / Page | 2253 / 435 |
| Map Reference | MB 9 PG 75 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 716642 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3025 KINGFISHER PT, CHULUOTA, FL 32766-6017 |
| Document Number | 0000716643 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 716643 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jan 29, 2018 |
| Property Address | 1040 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048 |
| Document Number | 0019570849 |
| Book / Page | 001957 / 000849 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 665689 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 175 COUNTY RD ATHENS TN 37303, ATHENS, TN 37303 |
The 2025 property tax bill for 1040 Charter Hills Rd was $2,220, down 65.9% from the year before.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $662,000 (-) Land $56,000 Building $606,000 | ||
| 2025 | $2,220.00 (-65.9%) | $662,000 Land $56,000 Building $606,000 | |
| 2024 | $6,511.00 | $662,000 Land $56,000 Building $606,000 | |
| 2023 | $598,600 Land $56,000 Building $542,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Charter Hills Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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