1040 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1040 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,557 sqft · built 2006
Lot Size	0.092 acres (3,989 sqft)
Owner	Company Name on Record
Last Sale	$650,500 (Jun 2007)
Tax Bill	$12,395 (2025)
Deeds & Mortgages	May 2021 Line of Credit Aug 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`222-390-027-1`

Property Details

APN / Parcel Number

Primary APN	`222-390-027-1`
Alternative APN	`222-390-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,557 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	761 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Lot Area	3,989 sqft (0.092 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1040 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3060
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L27
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2007 · Amount on Record
Deed Sale	Jun 6, 2007 · Amount on Record
Deed Document Number	2007164044
Last Transfer Date	Mar 26, 2019
Transfer Doc	0000053307
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060

Mortgage

Document Number	0000139476
Date	May 10, 2021
Instrument	2021-139476

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 17, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156985
Date	Aug 29, 2017
Instrument	2017-156985

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110113
Date	Jul 11, 2018
Instrument	2018-110113

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060

Mortgage

Document Number	0000188949
Date	Sep 1, 2020
Instrument	2020-188949

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060

Mortgage

Document Number	0000310275
Date	Dec 11, 2020
Instrument	2020-310275

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060

Mortgage

Document Number	0000295260
Date	Dec 3, 2020
Instrument	2020-295260

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2019
Property Address	1040 CEDARWOOD LOOP, SAN RAMON, CA 94582-3060
Document Number	0000053307
Instrument Date	Mar 26, 2019
Instrument	53307
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1040 CEDARWOOD LOOP SAN RAMON CA 945823060, SAN RAMON, CA 94582-3060

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$888,809 (+2%) Land $506,312 Building $382,497
2025	$12,395.00 (+4.12%) Homeowner's exemption	$871,383 (+4.04%) Land $496,385 Building $374,998
2023	$11,905.00 (+1.47%) Homeowner's exemption	$837,548 Land $477,110 Building $360,438
2022	$11,733.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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