1040 Camino Cantera, Chula Vista, CA 91913 Property Records

San Diego County property record for 1040 Camino Cantera, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,986 sqft · built 2018
Lot Size	0.112 acres (4,903 sqft)
Owner	Individual Name on File
Last Sale	$708,000 (Oct 2018)
Tax Bill	$16,466 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-383-88-00`

Property Details

APN / Parcel Number

Primary APN	`644-383-88-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,986 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,903 sqft (0.112 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1040 CAMINO CANTERA
City	CHULA VISTA
State	CA
Zip	91913-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 356 TR 016160
Legal Subdivision	16-02 OTAY RANCH VILLAGE 3 NOR
Legal Tract	016160
Legal Block	3
Legal Lot Number	356
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1040 CAMINO CANTERA, CHULA VISTA, CA 91913-3347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Oct 3, 2018	Grant Deed, Transfer · Conventional Mortgage EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Deed Document Number	2018412518
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 CAMINO CANTERA, CHULA VISTA, CA 91913-3347
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CAMINO CANTERA, CHULA VISTA, CA 91913-3347

Mortgage

Document Number	0000661148
Date	Sep 20, 2021
Instrument	2021-0661148

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 CAMINO CANTERA, CHULA VISTA, CA 91913-3347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CAMINO CANTERA, CHULA VISTA, CA 91913-3347

Mortgage

Document Number	0000667715
Date	Oct 29, 2020
Instrument	2020-0667715

Lender

Name	BANNER BANK
Type	Bank
Address	CHULA VISTA, CA 91910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 CAMINO CANTERA, CHULA VISTA, CA 91913-3347
Document Number	0000086398
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CAMINO CANTERA CHULA VISTA CA 919133347, CHULA VISTA, CA 91913-3347

Mortgage

Document Number	0000086398
Date	Feb 20, 2020
Instrument	86398

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2018
Property Address	1040 CAMINO CANTERA, CHULA VISTA, CA 91913-3347
Document Number	0000412518
Instrument Date	Sep 24, 2018
Instrument	412518
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CAMINO CANTERA CHULA VISTA CA 919133347, CHULA VISTA, CA 91913-3347

Mortgage

Document Number	412519
Date	Oct 3, 2018
Instrument	412519

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$805,165 (+2%) Land $256,008 Building $549,157
2025	$16,466.00 (+5.25%) Homeowner's exemption	$789,379 (+4.04%) Land $250,989 Building $538,390
2023	$15,644.00 (+2.89%) Homeowner's exemption	$758,729 Land $241,244 Building $517,485
2022	$15,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: T-Mobile, Verizon.

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