Sumter County property record for 1040 Broad St, Sumter, SC 29150
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,620 sqft · built 1993 |
| Lot Size | 1.14 acres (50,007 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $22,930 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 204-04-01-008 |
| Primary APN | 204-04-01-008 |
|---|---|
| Alternative APN |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 9,620 sqft Total Area |
| 1st Floor Area | 6,413 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Tar & Gravel |
| Lot Area | 50,007 sqft (1.14 acres) |
| Parking Spaces | 10 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24971 |
|---|---|
| Old Parcel Number | 204 04 01 008 |
| Street Address | 1040 BROAD ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-2505 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | GC |
| Legal Description | Z13-57 PB93-173 290 FT AV - |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 901 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 732 COVINGTON ST, SUMTER, SC 29150-3210 |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 13, 2005 |
| Last Transfer Date | Aug 14, 2009 |
| Transfer Doc | 0011273584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1040 BROAD ST, SUMTER, SC 29150-2505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012431432 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 1243/1432 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SUMTER, SC 29151 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 10, 2023 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,930.00 (+5.99%) | $60,080 (+2.39%) Land $36,981 Building $23,099 | $1,217,643 (-) Land $749,500 Building $468,143 |
| 2023 | $58,680 (-) Land $30,590 Building $28,090 | $1,217,643 (-) Land $749,500 Building $468,143 | |
| 2022 | $21,635.00 | $58,680 Land $30,590 Building $28,090 | $1,217,643 Land $749,500 Building $468,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2015–2021) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: FTC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures