1040 Brandy Ln, Richmond, KY 40475 Property Records

Madison County property record for 1040 Brandy Ln, Richmond, KY 40475 · Last verified December 2025

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Occupancy	Owner Occupied
Last Sale	$1,050,000 (2023)
Tax Bill	$4,243.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0054-0000-0019-HD`
Alternative APNs	`143137` `76399` `73332`

Interior

Units	16 Units
Stories	2 Stories

Exterior

Exterior Material	Brick Veneer Exterior
Total Buildings	2 Total Buildings

Location & Zoning

Account Number	73332
Street Address	1040 BRANDY LN
City	RICHMOND
State	KY
Zip	40475-8483
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	CAREY ACRES LOT F-4
Legal Subdivision	CAREY ACRES
Legal Block	B
Legal Lot Number	F-4
Jurisdiction	MADISON KY
Minor Civil Division	RICHMOND
Census Blockgroup	2
Census Block	2005
Census Tract	10701

Owner

Source: Madison County records · APN 0054-0000-0019-HD

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2220 EXECUTIVE DR STE 203, 203, LEXINGTON, KY 40505-4872
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Deed Doc Number	2014151385
Deed Book / Page	D839 / 691
Record Refreshed	Jun 08, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 15, 2023
Property Address	1040 BRANDY LN, RICHMOND, KY 40475-8483
Document Number	00D839/691
Book / Page	D839 / 691
Map Reference	MB 11 PG 124
Instrument Date	Jun 14, 2023
Instrument	2014151385
Transaction Type	Transfer
Record Updated	Dec 09, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1390 OLIVIA LN, LEXINGTON, KY 40511-1390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 EXECUTIVE DR STE 203, 203, LEXINGTON, KY 40505-4872

Mortgage

Document Number	2014151386
Date	Jun 15, 2023
Instrument	2014151386

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 14, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (+45.81%) Additional exemption filed	$450,000 (+5%)	$450,000 (+5%)
2023	$2,910.00 (-0.31%)	$300,000 (-)	$300,000 (-)
2022	$2,919.00	$300,000	$300,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.