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1040 Boyd St, Troy, MI 48083 Property Records

Oakland County property record for 1040 Boyd St, Troy, MI 48083 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,485 sqft · built 1953
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Mar 2024)
Tax Bill$4,411 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jul 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-23-352-009

Property Details

APN / Parcel Number

Primary APN88-20-23-352-009

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,485 sqft Living Area
1st Floor Area1,281 sqft
Basement Area816 sqft
Unfinished Basement1,281 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1982
Architectural StyleBungalow
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1040 BOYD ST
CityTROY
StateMI
Zip48083-5402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 22 & 23 BEAVER RUN SUB LOT 81
Legal Range11E
Legal Township2N
Legal Section22
Legal SubdivisionBEAVER RUN SUB
Legal Lot Number81
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2015
Census Tract197200

Owner

Source: Oakland County records · APN 88-20-23-352-009

Assessment roll updated February 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1040 BOYD ST, TROY, MI 48083-5402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 21, 2022Deed, Transfer · FHA Mortgage
MORTGAGE 1 INC
Feb 11, 2022Warranty Deed, Foreclosure
Jul 14, 2021Sheriff's Deed, Foreclosure
Feb 15, 2017Deed of Trust, Mortgage · FHA Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2024 · Amount on Record
Deed SaleMar 05, 2024 · Amount on Record
Prior SaleJul 21, 2022 · Amount on Record
Deed Document Number202421479
Deed Book / Page59200 / 255
Prior Transfer DateMay 26, 2011
Prior Transfer Doc0000109807
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 05, 2024
Property Address1040 BOYD ST, TROY, MI 48083-5402
Document Number0000021479
Book / Page59200 / 255
Map ReferenceLB 46 PG 27
Instrument DateFeb 23, 2024
Instrument21479
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyPREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1040 BOYD ST, TROY, MI 48083-5402

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 BOYD ST, TROY, MI 48083-5402

Mortgage

Document Number0000019577
DateFeb 28, 2024
Book Page59190/57
Instrument19577
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionOAKLAND MI
Recording DateJul 21, 2022
Property Address1040 BOYD ST, TROY, MI 48083-5402
Document Number0000417667
Book / Page57969 / 699
Map ReferenceLB 46 PG 27
Instrument DateJul 14, 2022
Instrument417667
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address451 7TH ST, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 QUARTER ST, ROCHESTER, MI 48307-2683

Mortgage

Document Number0057969701
DateJul 21, 2022
Instrument57969/701
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

February 2022: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 11, 2022
Property Address1040 BOYD ST, TROY, MI 48083-5402
Document Number0000318509
Book / Page57440 / 779
Map ReferenceLB 46 PG 27
Instrument DateAug 02, 2021
Instrument318509
Transaction TypeForeclosure
Record UpdatedFeb 27, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 N CLASSEN BLVD # E110, E110, OKLAHOMA CITY, OK 73106-6016

July 2021: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionOAKLAND MI
Recording DateJul 14, 2021
Property Address1040 BOYD ST, TROY, MI 48083-5402
Document Number0000174830
Book / Page56544 / 295
Map ReferenceLB 46 PG 27
Instrument DateApr 29, 2021
Instrument174830
Transaction TypeForeclosure
Record UpdatedFeb 27, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1040 BOYD ST, TROY, MI 48083-5402
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030360
DateFeb 15, 2017
Book Page50389/00465
Instrument030360
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term238 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,411.00 (+46.25%)
2024$3,016.00 (+0.53%)
2023$172,980
2022$3,000.00$86,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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