1040 Berwick Ct, Duluth, MN 55811 Property Records

St. Louis County property record for 1040 Berwick Ct, Duluth, MN 55811 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.75 Baths
Year Built	Built 1964
Square Footage	1,776 sqft Gross Area
Lot Size	58,350 sqft (1.33 acres)
Occupancy	Owner Occupied
Last Sale	$510,000 (2022)
Tax Bill	$7,762.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-4565-00060`
Alternative APNs	`1135798` `962069`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	9 Rooms
Building Area	1,776 sqft Gross Area
1st Floor	1,776 sqft 1st Floor
Basement Area	1,683 sqft Basement
Finished Basement	1,683 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	58,350 sqft (1.33 acres)
Garage Area	620 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	216 sqft Deck
Porch Area	218 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1135798
Street Address	1040 BERWICK CT
City	DULUTH
State	MN
Zip	55811-2220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART OF LOT 5 LYING SLY OF A LINE BEG119 51/100 FT NLY OF SW CORNER THENCENORTH 77 DEG 22 MIN 15 SEC E TO EASTLINE AND ALL OF
Legal Subdivision	WESTMEATH DIVISION
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records · APN 010-4565-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1040 BERWICK CT, DULUTH, MN 55811-2220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Oct 09, 2012 · Amount on Record
Deed Doc Number	20221060438
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 24, 2022
Property Address	1040 BERWICK CT, DULUTH, MN 55811-2220
Document Number	0001060438
Instrument Date	Aug 12, 2022
Instrument	1060438
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 BERWICK CT, DULUTH, MN 55811-2220

Mortgage

Document Number	0001060439
Date	Aug 24, 2022
Instrument	1060439

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1040 BERWICK CT, DULUTH, MN 55811-2220
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BERWICK CT, DULUTH, MN 55811-2220

Mortgage

Document Number	0001052470
Date	Jan 21, 2022
Instrument	1052470

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1040 BERWICK CT, DULUTH, MN 55811-2220
Document Number	00T1024145
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	RESULTS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1040 BERWICK CT DULUTH MN 558112220, DULUTH, MN 55811-2220

Mortgage

Document Number	00T1024145
Date	Jun 04, 2020
Instrument	T1024145

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 03, 2040

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,762.00 (+16.76%) Homeowner's exemption
2025	$6,648.00 (-5.19%) Homeowner's exemption	$566,700 (+16.25%) Land $62,100 Building $504,600	$566,700 (+16.25%) Land $62,100 Building $504,600
2024	$7,012.00	$487,500 (+5.7%) Land $99,200 Building $388,300	$487,500 (+5.7%) Land $99,200 Building $388,300
2022		$461,200 Land $92,900 Building $368,300	$461,200 Land $92,900 Building $368,300

Flood & Wildfire

1040 Berwick Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

1040 Berwick Ct, Duluth, MN 55811 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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