1040 Bermuda Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 1040 Bermuda Dr, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1963
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2016)
Tax Bill	$9,191 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-331-015-5`

Property Details

APN / Parcel Number

Primary APN	`148-331-015-5`
Alternative APN	`148-331-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1040 BERMUDA DR
City	CONCORD
State	CA
Zip	94518-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3042 LOT 211
Legal Subdivision	SUBDIVISION 3042
Legal Tract	3042
Legal Lot Number	211
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	338102

Owner

Source: Contra Costa County records · APN 148-331-015-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 BERMUDA DR, CONCORD, CA 94518-3954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Prior Sale	Sep 08, 2006 · Amount on Record
Deed Document Number	2016201877
Prior Transfer Date	Sep 23, 2016
Prior Transfer Doc	0000201877
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1040 BERMUDA DR, CONCORD, CA 94518-3954
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BERMUDA DR, CONCORD, CA 94518-3954

Mortgage

Document Number	0000026950
Date	Jan 28, 2021
Instrument	2021-026950

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$765,270 (+2%) Land $482,397 Building $282,873
2025	$9,191.00 (+4.08%)	$750,266 (+4.04%) Land $472,939 Building $277,327
2023	$8,831.00 (+0.87%)	$721,134 Land $454,575 Building $266,559
2022	$8,755.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 681 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.