1040 Bell Ln, Napa, CA 94558 Property Records

Napa County property record for 1040 Bell Ln, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,337 sqft · built 1956
Lot Size	1.96 acres (85,377 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Jun 2014)
Tax Bill	$10,685 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-120-005-000`

Property Details

APN / Parcel Number

Primary APN	`049-120-005-000`
Alternative APN	`04912005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,337 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Construction Type	Wood
Lot Area	85,377 sqft (1.96 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	04912005
Street Address	1040 BELL LN
City	NAPA
State	CA
Zip	94558-2138
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	201402

Owner

Source: Napa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 BELL LN, NAPA, CA 94558-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE ROBERT AND LINDA SHEEHAN REVOCABLE T
Dec 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE LINDA SHEEHAN SURVIVORS TRUST
Mar 1, 2017	Grant Deed, Transfer · Conventional Mortgage SHEEHAN ROBERT & L TRUST (RT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Prior Sale	Jul 31, 2014
Deed Document Number	0000011125
Last Transfer Date	Mar 1, 2017
Transfer Doc	0000005404
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1040 BELL LN, NAPA, CA 94558-2138
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BELL LN, NAPA, CA 94558-2138

Mortgage

Document Number	0000018425
Date	Dec 17, 2025
Instrument	2025-0018425

Lender

Name	THE ROBERT AND LINDA SHEEHAN REVOCABLE T
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1040 BELL LN, NAPA, CA 94558-2138
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BELL LN, NAPA, CA 94558-2138

Mortgage

Document Number	0000018414
Date	Dec 17, 2025
Instrument	2025-0018414

Lender

Name	THE LINDA SHEEHAN SURVIVORS TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 1, 2017
Property Address	1040 BELL LN, NAPA, CA 94558-2138
Document Number	0000005404
Instrument Date	Feb 24, 2017
Instrument	5404
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$863.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1040 BELL LN NAPA CA 945582138, NAPA, CA 94558-2138

Mortgage

Document Number	5405
Date	Mar 1, 2017

Lender

Name	SHEEHAN ROBERT & L TRUST (RT)
Address	292 KAANAPALI DR, NAPA, CA 94558-1523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Napa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,685.00 (+5.62%) Homeowner's exemption	$962,289 (+4.04%) Land $704,864 Building $257,425
2023	$10,116.00 (+1.51%) Homeowner's exemption	$924,925 Land $677,495 Building $247,430
2022	$9,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Valley Internet.

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