Coles County property record for 1040 Beech Tree Rd, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,264 sqft · built 1976 |
| Lot Size | 3.27 acres (142,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (May 2009) |
| Tax Bill | $5,996 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 02-1-00764-000 |
| Primary APN | 02-1-00764-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,264 sqft Base Area |
| 1st Floor Area | 2,264 sqft |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 142,441 sqft (3.27 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Cooling System | Central |
|---|
| Street Address | 1040 BEECH TREE RD |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-7612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 NW1/4 SEC 17 T12N R09E SURVEY 739/91 |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 17 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 500 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1040 BEECH TREE RD, CHARLESTON, IL 61920-7612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2009 · Amount on Record |
| Deed Sale | May 1, 2009 · Amount on Record |
| Deed Document Number | 2009714542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 1040 BEECH TREE RD, CHARLESTON, IL 61920-7612 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000788530 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 202000788530 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CHARLESTON, IL 61920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,996.00 (+3.22%) | $114,260 (+20.67%) Land $16,370 Building $97,890 | $342,780 (+20.67%) Land $49,110 Building $293,670 |
| 2023 | $94,688 Land $13,566 Building $81,122 | $284,064 Land $40,698 Building $243,366 | |
| 2020 | $5,809.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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